Credit Analyst

Credit AnalystThe Credit Analyst will ensure exposure and risk to Riggs Cat is limited by obtaining financial data for the use of maintaining records and making sound business decisions while assisting customer and Riggs personnel in facilitating the sale of our products.What You'll DoConduct research and analysis of routine financial and credit statements to determine credit worthiness of credit applications and set appropriate credit limits based on current policyEnhance the overall cash flow of the company by collecting on open charge accounts in a timely manner while maintaining a professional relationship with the customerAssist customers with outside sources of credit (primarily CAT Commercial Accounts) to obtain financing and other extensions of credit to facilitate the saleAssist Credit Manager in the formulation and enforcement of credit/collection policies and proceduresDevelop and maintain a strong working relationship with managers and sales personnel and serve as a resource for financing and merchandising programsHave a strong working knowledge of various governmental regulations related to credit, including tax regulationsIdentify potential problem accounts and collecting these accounts using various tools/means of communicationMaintain and update customer recordsAd-Hoc projects as assignedWhat You'll Need2-4 years in similar role - collections experience desirableBasic knowledge of general accountingTechnical skills in account reconciliation, credit extensions, payment plans, etc.Strong computer skillsStrong Microsoft Office skillsExceptional analytical and problem-solving abilitiesDetail orientedAbility to work and interact with departments throughout the organizationWillingness to learnStrong communication skills, even in tough conversationsBilingual is a plus!While performing the duties of this job, the employee is regularly required to sit, talk or hear. The employee is occasionally required to stand and walk. The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually quiet. Required travel up to 10%. This position is not considered a safety sensitive position. The job description is subject to change by the employer as the needs of the employer and requirements of the job change. EEO/AA. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities. The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)