Strategic Analytics - Card Portfolio Risk - Senior Associate

Job Description As part of Risk Management and Compliance at JPMorgan Chase, you are at the center of keeping the firm strong and resilient. You help the business grow responsibly by anticipating new and emerging risks and using your expert judgement to solve real‑world challenges that impact our company, customers and communities. You will be responsible for leading analytics to develop and optimize Authorization Risk Management strategies, policies, practices and controls for Business Cards. Your work will bring innovative new capabilities to our customers, drive strong financial performance, achieve loss mitigation objectives and enable robust risk controls. You will meet regularly with stakeholders across Risk, Finance and Product Business Units to ensure a robust end‑to‑end strategy. Job Responsibilities Conduct complex analysis, including data collection, analysis, visualization and presentation of results to partners and management. Develop portfolio analytics using internal and external data along with competitive and macro‑economic trends. Manage and optimize maximum allowable exposure at the customer level, ensuring decisions meet strategy constraints and card income strategies use the best available income across account management strategies. Support formulation of risk strategy and product roadmap, partnering with and influencing cross‑functional teams. Manage risk strategies to drive financial performance and risk mitigation improvements while innovating to ensure optimal strategy performance with a growth mindset. Work closely with Risk Governance, Legal and Compliance to ensure policies are in compliance with laws and regulations. Work with the execution team to implement, validate, and monitor the strategy quality and its performance; ensure robust control and governance to manage operational risk. Understand data and find innovative solutions to complex business problems, driving healthy business growth with a full‑cycle view of loss and profitability. Help spearhead best‑in‑class documentation and audit controls surrounding strategies. Required Qualifications, Capabilities, and Skills Bachelor's degree in a quantitative discipline from an accredited college/university. Minimum 3 years of analytics experience, preferably in financial services or consulting. Strong analytical, interpretive and problem‑solving skills, with the ability to logically structure analyses. Ability to translate complex analysis into concise presentations with clear recommendations and action items. Strong project management skills and attention to detail to deliver new strategies with a strong testing and tracking focus. Excellent communication and interpersonal skills. Proficiency in SAS, SQL, Python, Excel, Microsoft PowerPoint, and Tableau. Preferred Qualifications, Capabilities, and Skills Master's degree preferred. Benefits Competitive base salary determined by role, experience, skill set, and location. Commission‑based pay and/or discretionary incentive compensation in cash and/or forfeitable equity. Comprehensive health care coverage. On‑site health and wellness centers. Retirement savings plan. Backup childcare. Tuition reimbursement. Mental health support. Financial coaching and other employee programs. Equal Opportunity Employer/Disability/Veterans #J-18808-Ljbffr JPMorganChase