Homebuying Specialist - Bilingual (Spanish/English)

Arrive is a nonprofit organization founded in 1991 with support from the City of Portland, local banks, and a concerned community. We were founded to ensure all Portland residents have equal access to information and resources to achieve homeownership. Today, we serve the entire state of Oregon. We specialize in providing first time homebuyers with education, counseling, financial resources, and other homebuying support. We are in search of a full-time Bilingual HomeBuying Specialist to join our dynamic team. Mission Arrive builds stronger, more stable, and rooted communities through quality education, counseling, and financial services because everyone deserves access to homeownership. Position Summary: The Bilingual HomeBuying Specialist reports directly to the Homeownership Program Director and works closely with other Arrive staff and community partners to facilitate homebuying transactions and support first-time homebuyers. This role involves providing culturally-specific guidance throughout the homebuying process, assisting clients in overcoming barriers to homeownership - such as language and cultural challenges - and ensuring they have access to necessary resources. You will educate and empower clients by offering one-on-one counseling, conducting workshops, and connecting clients with applicable assistance programs, toward the goal of sustainable homeownership. Major Responsibilities: Assess English- and Spanish-speaking homebuyers by collecting and analyzing information regarding income, credit, assets, debts, and other personal financial information. Provide culturally specific pre-purchase guidance, which includes interviewing and developing work and action plans with homebuyers. Assist homebuyers in overcoming credit and other barriers to home purchase. Counsel homebuyers on the mortgage financing process. Make appropriate referrals to and communicate with real estate agents, lenders, housing professionals, and other community resources. Conduct pre-closing meetings and document reviews with homebuyers. Maintain up-to-date entry of customer contact and status notes in relevant databases to reflect most current customer information. Provide homebuyer readiness information and analysis to the appropriate agency staff. Carry out appropriate client follow up per HUD Housing Counseling requirements, while implementing an internal “triage system” that converts mortgage-ready buyers efficiently to lending. Maintain a high level of confidentiality per agency policy and HUD Housing Counseling requirements. Obtain documentation of client loan closings which includes follow up with lenders and title companies. Ensure that data for monthly and quarterly production reports is entered in a timely manner. Participate in outreach activities and attend community meetings as assigned. Required Qualifications: Minimum of a bachelor’s degree or two-years’ work experience in a mortgage lending, credit, and/or escrow environment Fluency in both English and Spanish Experience assisting consumers in overcoming financial barriers. Experience working directly with people from diverse racial, ethnic, and socioeconomic backgrounds. Knowledge of mortgage underwriting criteria and financial management techniques and tools Proficient computer knowledge and experience, including Microsoft Word, Excel and other spreadsheet programs, and data entry Demonstrated analytical skills Excellent written and verbal communication skills and ability to present to diverse audiences, specifically racially, ethnically, and socioeconomically diverse communities. Demonstrated commitment to affordable housing Ability to complete NeighborWorks America homebuying counseling trainings and to obtain appropriate certifications Must be able to pass the HUD certified housing counselor examination within two months of hire date Demonstrated commitment to and passion for working with underserved populations and communities of color Must be able to work with minimal supervision. Preferred Qualifications: Experience with facilitation or co-facilitation of financial education Targeted Marketing and Outreach experience Bicultural competency: ability to effectively understand, communicate with, and support clients from diverse cultural backgrounds and ensure that counseling services are delivered in a culturally responsive manner. Organizational Performance Measures: Work cooperatively with agency staff to carry out organizational goals Adhere to organizational policies and procedures Promote Arrive and its services Apply an equity lens to all practices and decisions Professional experience working with diverse populations Working Conditions The position is a full-time, grant funded position. Arrive provides a typical office environment. This is a full-time position located in Portland, OR. Arrive operates on a hybrid work model (currently at least two 8-hour days per week in the office) which is subject to change. Ability to work occasional evenings and weekends and travel to other training locations is periodically required. The salary range for this full-time position is $51,051-$61,733, commensurate with experience and skills. Arrive offers excellent benefits, including PTO, flex time, medical, dental, vision & prescription insurance, FSA plan, 401k with employer contribution, short-term disability, and optional life, AD&D insurance, & long-term disability. Arrive is an Equal Opportunity Employer; employment decisions are made without regard to race, color, creed, sex, national origin, religion, age, handicap, disability, sexual orientation, family relationship, marital status, political affiliation or any other reason prohibited by law. #J-18808-Ljbffr Arrive