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Mortgage Underwriter

$80k - $90k

COCC

Our client, an established community bank in Fairfield County, is seeking a Mortgage Underwriter to support its residential lending team. This role is ideal for a detail oriented lending professional with experience underwriting residential mortgage loans and home equity lines of credit while ensuring compliance, accuracy, and exceptional service throughout the lending process.


Applying for this role is straight forward Scroll down and click on Apply to be considered for this position.

What You'll Do

• Review and analyze residential mortgage loan and HELOC applications using Fannie Mae underwriting guidelines

• Prepare written loan presentations for Bank Loan Committee review and approval

• Review credit reports, appraisals, and other third party reports to support underwriting decisions

• Follow up with borrowers to obtain outstanding loan conditions and required documentation

• Clear loan files for closing and ensure all conditions have been satisfied

• Ensure compliance with all applicable lending regulations and internal policies

• Review legal documentation, title reports, insurance policies, and flood certifications

• Partner with the Chief Lending Officer, Residential Credit Manager, Mortgage Loan Processor, and Loan Originators to support residential lending activities

• Deliver responsive and professional customer service through timely communication and follow up

What You'll Bring

• Experience in residential lending and underwriting residential mortgage loans to Fannie Mae guidelines

• Strong understanding of credit documentation and underwriting file review

• Ability to review legal documents, title reports, insurance policies, and flood certificates

• Strong written and verbal communication skills

• Excellent attention to detail with a commitment to accuracy and thoroughness

• Ability to thrive in xhqgsiq a fast paced environment

• Proficiency with Microsoft Word and Excel

• Ability to learn and utilize banking systems and software

• Familiarity with Finastra D+H LaserPro software

• High standards of integrity, ethics, and adherence to policies and procedures

• Consistent commitment to supporting organizational goals and values

• Bachelor’s degree or a minimum of five years of experience in banking or a related environment preferred

This is an on-site position with flexibility for bad weather/emergencies/etc. The salary range for this position is $80,000 - $90,000.

Vacancy posted 3 days ago
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