Senior Consultant - Credit Risk Analytics

Senior Consultant - Credit Risk Analytics

New York, New York, United States

$ 130,000.00 - 150,000.00 (US Dollar)

About the job Senior Consultant - Credit Risk Analytics

Experience Level: Mid-level (Total experience: <10 years)

• 4-8 years of total experience in fraud analytics or credit risk analytics within the banking/financial services domain.
• Proven track record in strategy creation , model development , rule writing , and data deepdives .
• Exposure to fraud/credit risk management platforms, transaction monitoring systems, or credit decision engines preferred.

Technical Skills:

• Strong SQL skills for querying and manipulating large datasets.
• Proficiency in at least one of: Python , Spark , or SAS .
• Hands-on experience with data visualization tools ( Tableau , Power BI , etc.).

Key Responsibilities in the role:

• Fraud & Risk Strategy Development
• Design, implement, and optimize fraud detection and prevention strategies across banking products and channels.
• Partner with operations, product, and technology teams to refine risk controls while balancing fraud losses, customer experience, and operational efficiency.
• Collaborate with modeling teams to develop predictive and machine learning models for fraud detection.
• Author, test, and deploy fraud detection rules and scoring logic.
• Conduct deep-dive analyses on fraud trends, customer behavior, and transaction patterns to identify emerging threats.
• Provide actionable recommendations based on analytical findings.
• Develop dashboards and reports in Tableau or similar tools to track KPIs, monitor strategy performance, and communicate insights to stakeholders.
• Ensure reporting accuracy, timeliness, and usability for business partners.
• Partner with internal teams such as Technology, Data Science, Operations, Compliance, and Legal to deliver risk management initiatives.
• Support risk reviews and prepare presentations for senior management and governance forums.