Associate Actuary

Job ID: J28379Company: Reinsurance Group of AmericaLocation: Chesterfield, Missouri, United States of AmericaJob Type: Full timeJob Level: P3Category: ActuarialPosted Date: 2026-08-04You desire impactful work.You’reRGA readyRGA is a purpose-driven organization working to solve today’s challenges through innovation and collaboration. A Fortune 200 Company and listed among its World’s Most Admired Companies, we’re the only global reinsurance company to focus primarily on life- and health-related solutions. Join our multinational team of intelligent, motivated, and collaborative people, and help us make financial protection accessible to all.Position OverviewWorking alongside senior actuaries and underwriters, this position will be instrumental in realizing the potential of new underwriting tools, evidence sources and technologies and determining their business impacts for RGA and its clients, sharing results internally and creating and delivering thought leadership content externally. The Associate Actuary, USIL Assumptions, develops key actuarial assumptions by analyzing retrospective studies, predictive models, protective value studies, underwriting requirements and risk selection programs. Evaluates data from new risk selection programs with limited experience to determine if the outcomes are matching the expectations, recommends improvements and/or assumption updates, and communicates and documents findings and recommendations as applicable.ResponsibilitiesUnder the direction of the VP & Actuary, develop mortality, lapse and other assumptions based on thorough risk analysis and provide meaningful interpretation of the analyses to department management and other key stakeholders, both internal and external.Evaluate, proactively monitor the use of, and develop assumptions for new risk selection tools and programs.Participate in special projects, committees, meetings, and presentations with internal and external audiences.Maintain thorough documentation of risk selection tools and programs with less experience including assumptions developed, supporting analysis performed, peer review and process executed.Challenge and contribute to the development and continuous improvement of framework, standards, and processes to enable these activities.Perform peer reviews as needed.Assist others in the team and/or other departments to ensure appropriate analyses, key deliverables, and related, necessary actions are completed in a timely manner, as determined by project and business needs.Foster positive relationships, collaborate, and communicate professionally with key stakeholders and business partners, including senior executives and clients.Maintain regular and predictable attendance.Perform other duties as required.RequirementsBachelor’s degree in Actuarial Sciences, Economics, Finance, Math, Statistics or related fieldFSA accreditation6+ years of actuarial experience in life insurance and/or reinsuranceAdvanced actuarial technical skillsAdvanced knowledge of life insurance products and pricingDemonstrated understanding of reinsurance concepts and methodsAdvanced PC skills, including spreadsheet and database applicationsDemonstrated understanding of key assumptions, such as mortality and lapse, and the factors that influence themAbility to challenge and enhance analytical capabilitiesUnderstanding of experience studies, data analysis and protective valueAdvanced oral and written communication skills, including presentation skills, demonstrating the ability to convey business terminology that is meaningful and well receivedAdvanced investigative, analytical and creative problem solving skillsAdvanced ability to translate business needs and problems into viable/accepted solutionsAdvanced interpersonal skills, demonstrating the ability to work effectively with different teams and disciplines across the organization and key external contactsDemonstrated flexibility and adaptability within a fluid environmentAdaptable, self-starting and team-orientedWillingness to travel as neededPreferred:3-5+ years of experience in:Reinsurance pricing, and/orLife insurance pricing, and/orLife insurance assumption development, particularly mortalityPublications in industry media and/or presentation at industry conferences, webcasts, etc.Advanced ability to compile, analyze, refine and interpret large amounts of dataAbility to take ownership in projects and drive them to completion, including setting appropriate goals, coordinating resources, properly assessing risks, resolving issues, and communicating to key stakeholders in an appropriate and timely manner, while adapting to changing prioritiesProficiency in statistical analysis tools (e.g. R)Advanced understanding of reinsurance concepts and methodsKnowledge of reinsurance pricing frameworks#LI-SP2 #LI-HYBRIDWhat you can expect from RGA:Gain valuable knowledge from and experience with diverse, caring colleagues around the world.Enjoy a respectful, welcoming environment that fosters individuality and encourages pioneering thought.Join the bright and creative minds of RGA, and experience vast, endless career potential.We’re excited to get to know you and connect your unique skills with our global opportunities. To create a modern and seamless experience, we use artificial intelligence (AI) in parts of our preliminary screening process. This technology helps us personalize job recommendations, automate interview scheduling, evaluate candidates based solely on experience—without considering name, gender, or other personal details—and provide real-time answers through our chatbot. AI is used only during early screening and never makes hiring decisions. Your RGA recruiter will work closely with you every step of the way to ensure the process feels personal, thoughtful, and focused on you.Compensation Range:$117,730.00 - $175,450.00 AnnualBase pay varies depending on job-related knowledge, skills, experience and market location. In addition, RGA provides an annual bonus plan that includes all roles and some positions are eligible for participation in our long-term equity incentive plan. RGA also maintains a full range of health, retirement, and other employee benefits.RGA is an equal opportunity employer. Qualified applicants will be considered without regard to race, color, age, gender identity or expression, sex, disability, veteran status, religion, national origin, or any other characteristic protected by applicable equal employment opportunity laws.Skillsfsa accreditationactuarial analysislife insurance pricingreinsurance conceptsrisk selection programsmortality assumptionslapse assumptionsexperience studiesdata analysisprotective value studiespredictive modelingstatistical analysispeer reviewprocess improvementpresentation skillsstakeholder managementproblem solvinginterpersonal skillsrstatistical softwaredatabase applicationsspreadsheet applicationsproject managementreinsurance pricing frameworks