Physical Therapist Assistant

Nuvision Credit Union Mortgage Loan Consultant We embrace passionate team members who consistently display our values: United, Informative, Approachable, Caring, and Transparent. We are united in our collective effort to achieve member goals and proactively provide solutions tailored to individual member needs. We are committed to ensuring that each member receives a positive service experience and trusted financial advice. Join the Nuvision team today! Let us be part of your career journey! This position is responsible for the origination and retention of residential first and second mortgages via telephone inquiries, walk-ins, online, referrals from branches and employees. The person in this position will work directly with members to anticipate needs and excel in providing financial solutions for our members. Adds value to the organization by adding and retaining assets to the credit union's portfolio and loans for sale in the secondary market. Responsibilities: Originates and retains mortgage loans. Takes mortgage applications by phone, online or as acceptable by members. Meets monthly origination goals. Knowledgeable of Fannie Mae, Freddie Mac, FHA, and VA underwriting and private mortgage insurance guidelines. Makes loan product recommendations to members, understanding various rate/point scenarios. Understands all aspects of mortgage loan origination, including product, underwriting, compliance, and documentation requirements. Responds to member inquiries. Providing consultative services to members; to explain various mortgage products, comparing the products to assist in meeting member needs. Initiates member rate lock requests to the secondary marketing representative. Determines timing of loan delivery to secondary market. Understands the correlation of loan sales to the organization's bottom line. Manages own mortgage loan pipeline; responsible for building the pipeline, working the loan until it closes ensuring that minimum production volume is consistently achieved. Works with loan processors and underwriters to obtain all requisite loan documentation, promoting communication and teamwork. Cross sells other credit union products. Supports and participates in continuous improvement activities. Represents the credit union in a positive and professional manner. Other related duties as assigned. Maintains member and other sensitive information with confidentiality. Treats co-workers and members with respect. Traveling to our Berkeley, Martinez, and other Northern branches as needed Qualifications: Minimum one year mortgage loan officer experience. Thorough knowledge of entire mortgage process from origination to end servicing. Excellent sales and counseling skills required. Strong communication and interpersonal skills essential for interacting with member and referral. Education: High school diploma or GED plus college-level coursework in related business classes. Compensation: Northern California: $26.50/hr ($55,120 annually) in addition to any earned commission under the Mortgage Loan Consultant Internal Commission Plan. Medical Vision Life Insurance Flexible Spending Account 401(k) Matching Paid Time Off Training Provided Tuition Reimbursement Applicants must be legally authorized to work in the U.S. without the need for current or future sponsorship. Nuvision Credit Union is proud to be an Equal Opportunity Employer. At Nuvision Credit Union, we provide equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. Nuvision Credit Union is committed to providing equal employment opportunities to all individuals, including those with disabilities. If you require a reasonable accommodation to complete the application or interview process, please contact our recruiting team at View email address on click.appcast.io. We will work with you to meet your needs in accordance with applicable laws. #J-18808-Ljbffr core hire llc