Senior Underwriting Specialist - Long Term Care (LTC)

The Long-Term Care Underwriter evaluates and classifies insurance applications, making risk decisions based on medical, functional, cognitive, occupational, and lifestyle factors in alignment with underwriting guidelines and standards. They establish effective communication with field partners, clients, and internal teams, providing guidance on case risk assessment and underwriting processes. Key responsibilities include analyzing applications, approving, modifying, or declining coverage, and managing complex cases through consultation with medical resources and peer reviewers. They ensure quality, timely processing, and uphold underwriting integrity while supporting policy placement and resolving case issues. Qualifications include strong analytical skills, excellent communication, proficiency in relevant software, and experience in traditional or Long-Term Care underwriting. Ideal candidates demonstrate adaptability, organizational skills, and the ability to manage multiple priorities in a dynamic environment. Compensation ranges from $70,320 to $105,480, with potential variations based on location and experience. Additional skills preferred include decision making, risk analysis, negotiation, and technical acumen, supporting career growth within a client-focused organization. #J-18808-Ljbffr Alpha Home Health and Hospice