Commercial Loan Officer II

Commercial Loan Officer II

Chehalis NW Chehalis Ave - Chehalis, WA 98532

Overview

Salary Range $100,713.19 - $187,038.79 Salary Level Experienced Position Type Full Time - Salary Education Level 4 Year Degree

Description

Take a leap and join our team!

At Gesa, we believe in the power of our people. Coming from all walks of life, our team members' individual stories and unique experiences are our most valuable asset. But it's how we come together, igniting our collective compassion and commitment to empowering our communities, that makes us succeed. Because we know we go further when we go together.

Here you can join a team who is passionate about serving others, has a desire to do good, and shares a deep love of people. You can engage in meaningful work that impacts your community. You can challenge yourself and grow in your career. And, you can rest assured that your wellbeing and prosperity are our priority.

Get to know us: About - Gesa Credit Union

Role Summary:

The Commercial Loan Officer II is responsible for originating a profitable portfolio of commercial loans, with the overall objective of maintaining and growing its asset quality, and to develop new and existing business relationships.

What You Will Be Doing:

1. Meet assigned sales goals and objectives. Participating in business development activities that promote the increase of business loans and deposits for the Credit Union
2. Call on member businesses to expand existing relationships, creating member loyalty to the Credit Union
3. Accurately process business loan applications in a timely manner
4. Complete annual credit reviews of member business loans to assess the overall financial condition and member's ability to re-pay the loan
5. Make credit approval recommendations to the appropriate approval authority that promotes safe and sound credit underwriting and prudent lending practices
6. Provide guidance to the commercial loan processor in the completion of all loan documents and business loan closings
7. Assist in collecting past due loans, maintain a 30-day delinquency rate of.50% of less and a charge-off rate of no more than.50% of your loan portfolio
8. Must understand and perform Bank Secrecy Act (BSA) functions as applicable to job responsibilities
9. Attend credit union training sessions, conferences, or seminars as approved by supervisor. Maintain awareness of policies and regulations related to duties and responsibilities
10. Monitor existing loan portfolio to ensure credit quality and regulatory compliance
11. Maintain up-to-date credit files including current financial information deemed necessary and in accordance with the business loan agreement
12. Assist members with any business loan-related questions and concerns
13. Maintain an understanding of the Credit Union Policies and member business lending operating procedures and guidelines
14. Demonstrate support of corporate values, mission, and vision. Perform job duties within these standards and in accordance with the guidelines of our bylaws and regulations
15. Maintain and protect all sensitive data utilizing the highest standard of confidentiality and professionalism. Consistently display respect for all areas of diversity and levels of knowledge
16. Display mutual respect, trust and dignity, acting in the best interest of the Credit Union. Lead by example by displaying solid ethics and integrity at all times

About You:

1. To provide knowledgeable, professional, friendly service to all members
2. To maintain up-to-date and comprehensive knowledge of all credit union products, services, policies and procedures
3. To participate in and support a team environment
4. To effectively manage your time that promotes responsiveness to credit requests, and other duties that may be assigned
5. To analyze the financial, management, and economic risks related to member business loan requests
6. To possess and display excellent member service attributes
7. To maintain a positive and professional image through effective verbal and written communication

Qualifications

What You Will Need:

1. Equivalent to a four (4) year college degree or completion of a specialized course of study at a business, trade school, or equivalent experience
2. Five (5) to eight (8) years of commercial lending experience or related experience analyzing business financial statements and assessing the financial position of a viable business entity
3. Must possess excellent communication and public relations skills
4. Proficiency with standard office equipment, MS Office and Outlook software, financial analysis software, and other commercial lending platforms
5. Some travel may be required to fulfill duties, career development, and/or responsibilities
6. A valid Driver's License is required

Our Team Member Value Proposition:

In exchange for bringing your talent to Gesa, here are a just a few of the benefits and perks we offer:

• Competitive Pay
• Medical, Dental, Vision, and Life Insurance
• 20 days/year accrual of Paid Time Off – Plus 10 Paid Holidays!
• 401(k) Match
• Incentive Program
• Tuition Assistance and Student Loan Repayment
• Commuter Benefits
• Paid Time Off to Volunteer in the Community
• Product discounts
• Engaging Work Environment
• Rewards and Recognition Programs

Full Salary Range:

$100,713.19-$187,038.79

*While our full pay range is listed, most new team members typically start between the minimum and midpoint based on their experience and qualifications. This approach gives room to grow within the role as your career progresses with us!

Get wise to what's possible with a career at Gesa. Join us!

We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact the HR Department at View phone number on click.appcast.io or View email address on click.appcast.io to request an accommodation.

Gesa Credit Union reserves the right to revise or change the job description as the need arises. This job description is not all inclusive of total job responsibilities nor does it constitute a written or implied contract of employment.

Selected candidate(s) must be able to pass a pre-employment credit/background check.

Gesa Credit Union is an Equal Opportunity Employer and strong advocate of workforce diversity. Race/Color/Gender/Sexual Orientation/Gender Identity/Religion/National Origin/Disability/Veteran.

Equal Employment Opportunity (gesa.com)