Floating Personal Banker II

Job Overview ***This position requires traveling to our various branches on a regular basis-- mileage reimbursement is provided*** Personal Bankers at UMB are experts at building customer relationships and recommending and selling products and services. Personal Bankers use their product knowledge and every interaction to identify needs and offer financial solutions to help customers secure their financial well‑being while making banking easy. UMB’s branches offer many opportunities to expand your financial education & grow your career within Consumer banking and UMB. Responsibilities Ask personalized questions to convert every customer interaction into an opportunity to learn more about their financial goals and connect them to solutions that will meet their needs. Individually create and manage a successful loan pipeline with strong closing conversions by focusing time and efforts on prospecting and cross‑selling home equity loans and lines of credit, unsecured personal loans, auto loans and mortgage referrals. Create sales opportunities and grow UMB's customer base by applying keen product knowledge to source consumer lending opportunities through networking, customer conversations, business development, and proactive sourcing. Learn and complete processes such as transactions, managing a cash drawer and completing bank documentation consistently in accordance with industry and legal standards. Challenge your daily key performance metrics to elevate personal goals, while balancing competing priorities and providing the unparalleled customer experience. Perform other duties as assigned. Qualifications High school diploma or equivalent. Two years of retail banking sales experience or other relevant experience. Reliable transportation and ability to work branch hours, including weekends and some evenings; this position will require regular travel to various branches within the Denver market and surrounding areas (mileage reimbursement provided). Ability to obtain an NMLS registration within 90 days. Ability to learn products, services, and procedures quickly and accurately. Basic math skills and ability to problem‑solve within established risk parameters/tolerances. Demonstrated ability to make personal connections, engage and educate customers, ask open‑ended questions, and listen to establish trust and build lasting relationships. Strong business development capabilities for proactively growing your own personal book of business through campaign offers, prospecting leads, service‑to‑sales conversations, and referrals. Thrive in a high‑energy, sales‑driven team and leverage daily coaching and feedback to improve sales outcomes. Use expert product knowledge and conversational skills to build on customers' needs and make a true difference in their financial lives. Communicate in a compelling manner, project a positive image, and enjoy solving problems and creating positive outcomes. Demonstrate attention to detail when completing documents or explaining features and benefits. Enjoy coaching others as a sales mentor. Bonus: College degree or military equivalent (strongly preferred); bilingual. Benefits Paid Time Off 401(k) matching program Annual incentive pay Paid holidays Comprehensive company‑sponsored benefit plan (medical, dental, vision, and other insurance coverage) Health savings and flexible spending accounts Dependent care accounts Adoption assistance Employee assistance program Fitness reimbursement Tuition reimbursement Associate wellbeing program Associate emergency fund Various associate banking benefits Additional Information Target Pay: $23–24 per hour Deadline to apply: November 30, 2025 Compensation Range: $32,640.00 – $71,920.00 (actual compensation may vary by geographic location, experience level, and other job‑related factors. This range does not encompass the full earning potential for this role). UMB is committed to inclusion and diversity and provides employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e‑mail to View email address on click.appcast.io to let us know the nature of your request. #J-18808-Ljbffr UMB Financial Corporation