Licensed Loan Officer - Entry Level

Job Description

Job Description

Leads Provided

Build your mortgage career with leads, opportunity, training, and support already in place.

Are you a licensed Mortgage Loan Originator (MLO) who wants to grow but is tired of being told to “go find your own career”?

EmpowerHome Mortgage is looking for motivated, licensed Loan Officers to join our growing team. This is an opportunity designed for Loan Officers who want to focus on what they do best— working with clients, building relationships, and closing loans—while we provide the leads and opportunities to help keep your pipeline moving.

You don't need a massive database or years of mortgage experience to be successful here. If you're licensed, coachable, competitive, and willing to work, we'll provide the opportunity and the support.

Why This Opportunity Is Different

• Leads & Opportunities Provided
  You won't be starting from zero. Our Loan Officers receive access to qualified opportunities and leads generated through our business and real estate partnerships.

• Built-In Real Estate Opportunity
  As the exclusive lending partner of the EmpowerHome Team, our Loan Officers have the opportunity to work alongside a high-producing real estate organization and receive mortgage opportunities generated through the team's business.

• Training & Coaching
  Whether you're newer to mortgage lending or looking to sharpen your skills, you'll have access to structured training, coaching, scripts, systems, and proven processes designed to help you convert opportunities into closed loans.

• Collaborative Team Environment
  You won't be operating as a lone Loan Officer responsible for figuring everything out yourself. You'll have leadership, operations, processing, and a team environment designed to help you succeed.

• Upside Income Potential
  Your earning potential grows with your production. The more opportunities you convert and the more consistently you perform, the more you can earn.

What We Provide

• Leads and mortgage opportunities

• Structured training and coaching

• Sales scripts and proven processes

• Technology and CRM systems

• Marketing and business development support

• Experienced leadership

• Processing and operational support

• Real estate referral opportunities

• A team environment built around growth and accountability

The Ideal Candidate

You don't have to be the most experienced Loan Officer in the market.

You do need to be willing to work.

We're looking for someone who answers the phone, follows up, takes coaching, learns quickly, and genuinely wants to help people become homeowners.

If that sounds like you, apply today.

Compensation:

$100,000+ at plan commission

Responsibilities:

• Prepare and execute the transfer of lender funds for disbursement
• Make certain of loan compliance for all state and federal regulations, as well as mortgage lending/ investor product and program guidelines and policies
• Review all closing conditions are satisfied and executed according to closing instructions
• Check loan closing documentation, third party orders, mortgage closing documents, and closing packages are signed and accurately prepared for the loan files
• Collaborate with loan processor and loan officer or funder from origination to close to ensure loan closing

• Respond quickly and professionally to inbound mortgage leads and opportunities

• Consult with prospective homebuyers to understand their financing goals

• Educate clients on available mortgage programs and financing options

• Pre-qualify and pre-approve qualified borrowers

• Build relationships with clients and real estate professionals

• Follow up consistently with prospects throughout the homebuying process

• Structure mortgage solutions that meet the client's needs

• Maintain accurate records and manage your pipeline

• Partner closely with processing, underwriting, and operations to move loans toward closing

• Deliver an exceptional client experience from initial conversation through closing

Qualifications:

• Candidates must be proficient with MS Office, lending or title software, NMLS experience is desired
• Exceptional written and verbal communications skills are desired
• Advanced time management, organization, and analysis skills are needed
• Understanding of loan products such as Conventional, FHA, USDA, and VA; as well as knowledge of mortgage industry regulations from origination to post-closing is essential
• Two years of real estate mortgage processing, lending, or closing experience preferred, years of experience with banking, credit unions, or financial services funding also accepted

• Active NMLS Mortgage Loan Originator license

• Licensed in at least one of the following states:

  • Virginia

  • Maryland

  • North Carolina

  • Texas

  • Georgia

  • Colorado

• Strong communication and interpersonal skills

• Highly coachable and willing to learn

• Strong work ethic and sense of urgency

• Ability to manage multiple leads and follow up consistently

• Comfortable working in a performance-driven environment

• Customer-focused mindset

Experience

Mortgage lending experience is preferred, but not required.

This role may be a great fit for:

• Newly licensed Loan Officers

• Junior Loan Officers

• Mortgage Loan Originators looking for more opportunity

• Loan Officers who are tired of cold calling for every piece of business

• Experienced sales professionals who recently obtained their MLO license

• Realtors or other professionals who have transitioned into mortgage lending

• Experienced MLOs looking for a stronger lead-generation platform

If you're licensed, hungry, coachable, and ready to build a mortgage career, we want to talk to you.

About Company
Our Culture

EmpowerHome is a family-owned and operated company with a mission to serve more families and make a meaningful difference in the communities where we live and work.

We care deeply about clients, our team members, our partners, and the results we create together. We value humility, ownership, growth, accountability, service, and teamwork.

At times, an important company initiative requires people from multiple departments and leadership levels to work together. We do not operate with a “that’s not my job” mentality.

We believe that titles clarify responsibility, but they should never prevent someone from helping the team succeed. When the mission requires us to come together, we step in, solve problems, and work alongside one another to get the initiative across the finish line.

EmpowerHome Team is one of the fastest-growing real estate organizations in the country and has helped over 10,000 families nationwide.