Michigan Claim Customer Service Representative

Michigan Claim Customer Service Representative Remote Full-time salary: $38k – $44k Overview Join AAA The Auto Club Group as a Michigan Claim Customer Service Representative. This is a remote, full-time position with attendance requirements during initial training and probationary period. Eligible candidates must live within 50 miles of Dearborn, Michigan for consideration. Responsibilities Take first notice of loss, handle claim inquiries, initiate claim services, and process low-complexity, one-touch claims in a call center environment. Identify non-complex claims for one-touch adjudication upon intake. Determine the type and extent of loss and ensure consistency with reported facts. Review necessary legal and police/fire reports to process claims as needed. Interpret policy language and apply coverage to authorize or deny claims. Initiate services, authorize, and resolve issues related to services such as car rental, vehicle repairs, and non-complex homeowner claims (e.g., food spoilage). Initiate and create payments, settle or recommend settlement value within specified limits. Identify additional claim exposures and create sub-claims as necessary; refer files for investigation as warranted. Inform insured of coverage decisions within defined scope; respond to claimant inquiries and explain payments. Review status of open and closed reserves and adjust as appropriate; identify salvage and subrogation potential per policy. Ensure compliance with state regulations and complete first notice of loss for all policy products. Explain the benefits of company programs, initiate services (e.g., repair inspections, vehicle tows, car rental). Provide basic information to members regarding claims procedures per Customer Interaction Model. Promote customer satisfaction and deliver seamless service to meet customer service goals and standards. Navigate multiple information sources and claim processing systems (e.g., FACTS, CPS, POS, IPM, Intranet/Internet). Respond to members/customers questions in a timely manner. Supervisory Responsibilities None What you will benefit A competitive hourly salary between $19.00 - $22.00 Medical, dental and vision benefits Paid parental leave and adoption assistance PTO, company holidays, CEO days, and floating holidays Paid volunteer day annually Tuition assistance and professional certification reimbursement Discounts, perks, and rewards Qualifications Education High School Diploma or equivalent Completion of AAA approved call center training program and ongoing training for the position Must be eligible to acquire and maintain a state adjuster’s license for appropriate state(s) Experience Processing FNOL information and handling claim inquiries using claim systems and Microsoft Office Reading and understanding customer care tools and materials Performing mathematical calculations and problem resolution Knowledge Claim processing policy and procedures Ability to provide high level customer service in a call center environment Skills and Abilities Strong interpersonal and communication skills; customer-focused Ability to learn and apply claim handling skills, policy analysis, and coverage application Proactive customer contact and issue resolution Understanding of auto and home repair estimates and subrogation basics Ability to work independently and in a team; sit for long periods; willingness to work irregular shifts including weekends and holidays Preferred Qualifications Associate’s degree in Business Administration or related field, or equivalent experience Completion of insurance coursework (IIA) or related credentials Experience in a claim-related field such as insurance, automotive, medical or legal services Work Arrangements This position is currently able to work remotely from a home office for day-to-day operations unless travel is required by leadership. This is subject to change based on policy updates. About Us The Auto Club Group (ACG) provides membership, travel, insurance, and financial services to approximately 14+ million members and customers across 14 states and 2 U.S. territories. We are part of the AAA federation and are the second largest AAA club in North America. We are committed to an inclusive and welcoming environment of diverse backgrounds and viewpoints. For more information, visit ACG’s compensation philosophy is market-competitive and performance-based. Salary offers are determined based on location and other factors. Reasonable accommodations will be made for qualified applicants as needed. The Auto Club Group is an equal opportunity employer. All qualified applicants will receive consideration without regard to protected characteristics. Regular and reliable attendance is essential for this role. A background and drug screen may be required. #J-18808-Ljbffr AAA