Mortgage Loan Processor

Job Description

Job Description

Are you a detail-driven professional with a passion for helping people achieve homeownership? Semper Home Loans, a trusted and rapidly growing national mortgage lender, is looking for a Mortgage Loan Processor to join our headquarters team in Providence, RI. This is an exciting opportunity to thrive in a fast-paced, collaborative environment where your expertise will make a direct impact.

What You’ll Do:

• Process and prepare mortgage loan files from initial application to final approval.
• Ensure compliance with bank, investor, and regulatory guidelines while delivering top-tier customer service.
• Serve as the primary point of contact for borrowers, internal teams, and third-party providers, resolving inquiries and collecting critical documentation.
• Manage a high-volume pipeline (35+ active loans) with accuracy and efficiency.
• Leverage your advanced knowledge of Fannie Mae, Freddie Mac, VA, FHA, and USDA programs.

What We’re Looking For:

• Education: College degree preferred.
• Experience: 2-5 years as a Mortgage Processor or Loan Officer Assistant.
• Technical Skills: Strong grasp of credit policies, underwriting, and closing procedures; Encompass LOS experience is a plus.
• Knowledge: Familiarity with Fair Housing Regulations preferred.
• Strengths: Exceptional multitasking, organization, and deadline management skills.
• Communication: Excellent written and verbal communication abilities.
• No remote opportunities for this role. Strictly seeking someone to work full-time in our Providence office.

Why Join Semper?

We don’t just offer a job, we offer a career. At Semper Home Loans, you’ll be part of a supportive team culture where your skills are valued and your growth is encouraged.

Benefits & Compensation:

• Comprehensive Health, Dental, and Vision Insurance.
• 401(k) with 3% Employer Match of employee contributions.
• Supplemental Benefits through Aflac.
• Paid Time Off (vacation, sick, and personal days).
• Competitive Base Salary + Commission Plan.

About Us:

At Semper Home Loans, we are more than lenders-we are partners in homeownership. Our team is dedicated to providing exceptional service and building lasting relationships with clients nationwide. We are proud to foster a diverse, equitable, and inclusive workplace and are an Equal Employment Opportunity (EEO) and Affirmative Action (AA) employer.

Ready to Grow With Us?

If you’re a motivated loan processing professional ready to take your career to the next level, apply today and become a valued part of the Semper Home Loans family!