AML/ KYC Specialist

AML/ KYC SpecialistJob detailsBusiness Operations / Business OperationsColumbusFull-time$62,938 USD - $86,844 USDAs a KYC (Know Your Customer) Specialist , you will be responsible for ensuring compliance with regulatory requirements by conducting due diligence and risk reviews on new and existing customers, and conducting investigations as necessary. You will play a crucial role in performing an accurate risk assessment to maintain the integrity of our organization's financial systems and preventing potential fraud, money laundering, and terrorist financing activities.In summary, as an AML Agent dealing with high-risk and significant high-risk partners, you will need to possess strong risk assessment skills, compliance knowledge, investigative abilities, effective communication, and collaboration skills, as well as proficiency in technology and data analysis. Your commitment to maintaining a secure and compliant payments environment will contribute to Klarna's mission of providing smarter and more flexible shopping experiences.**Key Responsibilities:***Customer Due Diligence (CDD)*: Conduct thorough and accurate CDD on new and existing partners, following established policies and procedures.Gather and verify customer identification documents, evaluate source of funds, and assess customer risk levels.*Risk Assessment:* Evaluate the level of risk associated with customers based on the information gathered during the CDD process. Utilize risk assessment frameworks and tools to categorize customers and identify high-risk entities.*Documentation and Reporting:* Prepare accurate and comprehensive reports detailing findings from customer due diligence, and risk assessments. Maintain detailed records and documentation to support the decision-making process and regulatory requirements.*Collaboration and Communication:* Collaborate with internal stakeholders to address compliance-related issues, share knowledge, and implement process improvements. Communicate effectively with relevant parties regarding the outcomes of investigations or escalated cases. Prepare and conduct training for more junior colleagues.*Continuous Improvement:* Identify areas for process improvement within the internal processes and contribute to enhancing existing policies, procedures, and systems. Propose innovative solutions to enhance the effectiveness and efficiency of the KYC process.**Qualifications and Skills:*** Prior experience in KYC, EDD, AML, or Compliance roles within the financial services industry (1+ years).* Good knowledge of the industry best AML practices.* Experience and knowledge of OSINT techniques* Excellent analytical and investigative skills, with the ability to identify and assess potential risks.* Attention to detail and ability to work accurately within tight deadlines.* Strong English written and verbal communication skills, with the ability to present complex information clearly and concisely.*Klarna is proud to be an equal opportunity employer. We are committed to building a diverse workforce that reflects our global customer base and to fostering a culture where everyone belongs. We provide equal employment opportunities to all individuals regardless of race, color, religion, creed, sex, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, veteran status, marital status, pregnancy, parental status, or any other characteristic protected by applicable law. We encourage applications from individuals of all backgrounds and identities. We consider qualified applicants with criminal history for employment in accordance with state and local laws and “fair chance” ordinances. If you require reasonable accommodation for any part of the application or hiring process, please contact* *View email address on click.appcast.io**.**In accordance with applicable law, the salary range for this position is provided in the job posting. The salary offered will be determined by the candidate's location, qualifications, experience, and education. The salary range posted in the job advertisement refers to the base pay. Base pay is part of a total compensation package, which may also include equity rewards, monthly stipends for health and wellness, and benefits such as life insurance, medical, dental, and vision coverage for you and your dependents.* #J-18808-Ljbffr PLP Group