Underwriter - HYBRID

Job Title

• Underwriter (Commercial Auto) - HYBRID

Location

• 1010 Northern Blvd, Suite 238, Great Neck, NY 11021

Salary

• $60,000 - $90,000/year, DOE

Position Type

• Full-Time
• Monday - Friday
• 9 am - 6 pm
• Hybrid after 90 days - 3 days in office / 2 days remote

Reports to

• Underwriting Manager

Position Overview:
Join our team as a Commercial Auto Underwriter, where we value both established expertise and the drive to learn. This role is designed for an experienced underwriter who can master the balance of risk assessment and relationship management. You will be responsible for pricing and managing a commercial auto portfolio while maintaining strong ties with internal teams and external partners. If you have sharp analytical skills and a commitment to making sound underwriting decisions, we want to hear from you!

Key Responsibilities:

• Evaluate, underwrite, and manage commercial auto accounts, including reviewing submissions, assessing exposures, and recommending terms and pricing
• Analyze loss history, financials, and risk profiles to make informed underwriting decisions
• Apply company underwriting guidelines, actuarial information, and industry best practices
• Build and maintain strong relationships with brokers, agents, and internal stakeholders
• Manage renewals and new business submissions, ensuring proper documentation and approvals
• Monitor portfolio performance and market trends to inform underwriting strategy
• Collaborate with claims, actuarial, finance, and risk teams to align underwriting strategy with overall business objectives
• Ensure compliance with company policies, state regulations, and industry standards.
• Participate in special projects and initiatives to improve underwriting processes and portfolio profitability

Qualifications:

• 1-3 years of Commercial Auto underwriting experience
• Bachelor's degree in Business, Finance, Risk Management, Insurance, or relevant work experience
• Excellent written and verbal communication skills
• Strong analytical skills and attention to detail

Preferred:

• Experience managing commercial accounts and making sound underwriting decisions
• Strong understanding of Property & Casualty insurance principles and risk evaluation
• CPCU designation or actively pursuing professional insurance credentials
• Experience with middle-market or broker-facing accounts

Benefits

• Medical (PPO), dental (PPO), vision (PPO), and life insurance covered 100% by the company for employee and 50% for dependents
• Paid time off and sick leave
• 13 annual paid holidays
• 401(k) plan with up to 4% company match
• Flexible Spending Account (FSA) & Dependent Care FSA
• Quarterly Fringe Benefit reimbursements
• Job-related training reimbursement
• Casual dress code

About Us

At DB Insurance USA, we carry forward a legacy of excellence that began in South Korea in 1962 and expanded to the U.S. in 1984. Backed by the financial strength of a global powerhouse (AM Best Rating: A+, S&P Rating: A+), we combine world-class resources with the agility of a close-knit team. With offices in California, Hawaii, New York, and Guam, we provide innovative insurance solutions tailored to protect your property, business, and livelihood. We are committed to fostering a culture of inclusion and innovation, ensuring exceptional service and peace of mind for every policyholder.