U.S. Private Bank - Lending Specialist - Associate

Job Information Job Identification 210748175 Job Category Capital Advisory Business Unit Asset & Wealth Management Posting Date 05/13/2026, 07:18 PM Locations 875 15th St NW, Washington, DC, 20005, US Job Schedule Full time Job Shift Day Base Pay/Salary Washington,DC $150,000.00-$165,000.00 Job Description We are actively looking for exceptionally talented individuals who are collaborative, confident and motivated to provide a first‑class experience to clients within J.P. Morgan’s U.S. Private Bank. If you have an entrepreneurial mindset and are looking to constantly challenge yourself, J.P. Morgan is the place for you. You will be working alongside a team of talented colleagues from other markets, businesses and functions to provide you with the opportunity to take your career to the next level. As a Lending Specialist in the Private Bank, you will work with our team to advise clients on their capital structure and provide credit solutions tailored to clients’ needs and circumstances. Job Responsibilities Participate in pitches to existing and prospective clients Analyze the book of existing clients to identify new potential opportunities Maintain an ongoing dialogue with existing borrowing clients Advise, negotiate and execute loan structures Structure solutions to client financing needs within acceptable risk parameters and in accordance with policies and regulations Maintain a quality credit book with active client dialogue and escalation of candidates promptly. Follow up on all client‑related credit issues (e.g., missed margin calls, legal documentation, etc.). Using your thorough knowledge of the JP Morgan Credit Risk Underwriting Policy & Guidelines, liaise closely with Credit Risk to ensure the best outcome for the client in terms of the underwriting of the client. Required Qualifications, Capabilities, Skills Bachelor degree; MBA will be considered an asset Series 7 & 66 licenses required for position; unlicensed candidates considered, but required to obtain licenses within 90 days of start date Five plus years of credit risk experience, ideally in the financial services industry In‑depth knowledge of bank loan, deposit, mortgage and credit products Ability to understand the overall credit capabilities and risk management philosophy of the firm Ability to understand wealth management including, but not limited to: investing, trust and financial planning Experience and proven success with banking concepts including, but not limited to: marketable secured lending, investment real estate loans, concentrated collateral loans, aircraft lending, owner‑occupied commercial real estate and bridge loans Preferred Qualifications, Capabilities, Skills Knowledge of capital markets and the macro interest rate environment Knowledge of account maintenance procedures, loan closing procedures, credit administration and compliance procedures Expertise in credit and derivatives transactions Sales experience including: profiling, overcoming objections, negotiation, team selling approach, closing the sale and asking for referrals We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission‑based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on‑site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit ourFAQs for more information about requesting an accommodation. JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans #J-18808-Ljbffr JPMorgan Chase & Co.