Finance Analyst

Job Description

Consumer Lending Consolidation Finance Analyst

Position Summary

Consumer Lending Finance is seeking a highly motivated and detail-oriented Finance Analyst to support financial planning, reporting, and consolidation activities across multiple Consumer Lending businesses, including Credit Card, Home Equity, Mortgage, Student Lending, Citizens Pay, and Personal Lending.

This role will serve as a central coordination point for recurring financial reporting and forecast processes, ensuring accurate, timely, and consistent reporting across the organization. The successful candidate will own many of the team's monthly and quarterly reporting deliverables and help drive process improvements through automation and standardization.

Key Responsibilities

Financial Reporting & Consolidation

• Prepare and maintain monthly financial reporting packages.
• Consolidate financial results, key metrics, and commentary across Consumer Lending businesses.
• Support month-end close, forecast, and budget reporting cycles through data collection, validation, and analysis.
• Aggregate and communicate monthly Risks & Opportunities (R&O) submissions across business lines.
• Monitor key drivers of financial performance and identify notable trends or variances.
• Validate financial data across multiple systems and reporting tools.
• Identify reporting gaps, reconcile discrepancies, and coordinate issue resolution with finance partners.
• Identify opportunities to streamline recurring reporting activities and reduce manual processes.

Qualifications

• Bachelor's degree in Finance, Accounting, Economics, Business, or related field.
• Hands on experience in Finance, FP&A, Accounting, Reporting, or Analytics - experience in Consumer Lending or Banking is a strong plus.
• Strong analytical and problem-solving skills.
• Advanced Excel skills are a must; familiarity with tools like Essbase, Dodeca, or similar platforms is a bonus.
• Strong organizational skills with the ability to manage multiple deadlines simultaneously.
• Excellent written and verbal communication skills.
• High attention to detail and commitment to accuracy.

About Us

Equal Employment Opportunity

Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.

Equal Employment and Opportunity Employer

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Background Check

Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.