Mortgage Loan Processor III

Welcome to BankSouth Mortgage!Accelerate Your Career with UsImagine a workplace where you’re valued, your work has purpose, and you get to help people achieve the American dream! At BankSouth Mortgage, we’re more than just mortgages; we’re a family committed to excellence, integrity, and community.Dive into a World of OpportunitiesWith us, you’re not just starting a job; you’re stepping into a career full of possibilities! We’re backed by BankSouth, a top-performing community bank, and together, we’re making homeownership dreams come true for thousands every year.Experience Our Unique CultureLeadership That Inspires: Work with creators, dreamers, and doers who lead with passion and responsibilityPower in Commitment: Be part of a team that puts relationships, community, and integrity at its coreInnovative Approach: Enjoy the blend of state-of-the-art technology and extraordinary in-person service!Elevate Your Life with Our Benefits!Comprehensive Health Package401k MatchingLife & Disability InsurancEmployee Assistance ProgramFSA & DCA supporAnd Much More!Join Us & Shape the FutureWhether you are looking for an exciting career path or a place where your work makes a difference, BankSouth Mortgage is the place for you! You bring your skills and passion; we provide the tools and environment for you to thrive.Your Role Here MattersEvery role at BankSouth Mortgage is crucial. Your contribution will not only help families secure their homes but also enrich the communities we serve. Come, be a part of something bigger, and experience mortgage excellence with us!BankSouth Mortgage: Where Dreams Meet ExcellenceExplore opportunities with us and step into a world where your work is valued, your growth is nurtured, and your success is celebrated! Let’s build something great together!BankSouth Mortgage is seeking an experienced Mortgage Loan Processor III to join our team. The candidate has the option to work from our Atlanta area (Buckhead, Milton, Peachtree City or Woodstock), Athens or Greensboro office. Applicant may be eligible to work remotely from their home after completing a 30-day in-office period, provided performance meets expectations and the applicant resides within one hour of a BankSouth Mortgage office.As a key member of our mortgage operations team, the Processor III plays a critical role in ensuring a smooth and efficient loan process from application through closing. This position requires a high level of expertise, attention to detail, and the ability to manage complex loan files while maintaining exceptional service for both internal partners and customers. The ideal candidate is a proactive problem-solver who thrives in a fast-paced environment and is committed to accuracy, compliance, and continuous improvement.Essential FunctionsCollect documentation to complete preparation of mortgage loan file, including, but not limited to credit application, income verification, asset verification, appraisal, title, and fraud prevention report.Verify all documentation received for accuracy and completeness as it compares to the application data and complete any blanks or make corrections where documentation verifies data that applies.Submit loan file to the appropriate AUS system, review findings and address discrepancies, including any applicable AI system utilized as a form of underwriting. Make all suggested corrections prior to submission to the underwriting team.Independently process a variety of loan types and loan complexities, relying on prior knowledge of standard concepts of mortgage lending, Review the provided guidance on newer loan programs and/or investors to become well versed and expand your knowledge base.Establish a working knowledge of all introduced technology platforms and exercise adoption in a timely manner.Provide support and instruction to other processors in various levels of mortgage processing practice & standards.Act as lead processor in all facets of the role and with all other departments.ComplianceResponsible for learning, understanding and practicing required fraud prevention practice, BSA and OFAC compliance requirementsEnsure that BankSouth Mortgage adheres to all applicable federal and state regulationsMaintain confidentiality of all customer files & associated informationAssist examiners and auditors by providing required documentationCorrect exceptions to issues found by examiners and auditorsRequired Experience, Skills & EducationExposed to and well versed in a wide variety of concepts, practices, lending programs and procedures of mortgage lending.Ability to accurately apply established BankSouth Mortgage lending guidelines.Time management skills to properly establish priorities and manage workload accurately and efficiently.Exceptional communication skillsSelf-motivated, capable of understanding and accomplishing personal and enterprise defined goals, such as required metrics that are identified by department leadership.Teaching/mentoring subordinate processors including deficiency identification & skill enhancement.Supervisory experienceHigh school diploma, degree preferred.Three to five (3-5) years of progressively more responsible and comprehensive mortgage processing experienceThis job description is not intended to be all-inclusive, and employees will also perform other reasonable related business duties as assigned by immediate supervisor and other management as required.Please note, we are not working with outside recruiters for this position.BankSouth Mortgage is an Equal Employment Opportunity (EEO) Employer committed to diversity in the workplace. It does not discriminate against any qualified employee or applicant on the basis of age, race, color, sex, religion, national origin, disability, protected veteran status, genetic data, gender identity, sexual orientation or other legally protected status.IndeedSimple #J-18808-Ljbffr Banksouth-Mortgage