Agricultural Lending & Growth Specialist

Job Type Full-time Description Scope: The Agricultural Lender I is responsible for the oversight of an agricultural loan portfolio including quality loan growth and ancillary deposit growth and support of the Chief Lending Officer. Accountabilities: The Agricultural Lender I will:

• Maintain and expand an existing agricultural loan portfolio and service them through loan origination, closing, ongoing servicing, and collection.
• Source, develop and underwrite financing requests for existing customers.
• Work to support other agricultural lending activities.
• Conduct collateral reviews and provide inspection summaries
• Maximize bank profitability through appropriate pricing on new loan originations, fee income, and selling of all bank products and services.
• Negotiate terms and structure loan financing based on risk considerations and present credits for approval to appropriate levels of authority within the bank as required.
• Support the bank's strong relationship banking culture through on-going customer contact, quality customer service, and superior product knowledge.
• Support livestock lending activities with inspection reports.
• Make referrals to the Investment, Real Estate, and Insurance departments.
• Source, develop and underwrite financing requests for new prospects.
• Negotiate rates and terms of loans with customers and management within set guidelines.
• Provide active leadership within the loan department and promote and foster the team and family concept.
• Participate as a leader or member on various bank committees and task teams.
• Be actively involved in professional/civic/service organizations within the community and represent the bank professionally and enthusiastically.
• Perform other duties as requested or assigned.

• 1- 2 years of banking and lending experience
• Experience should reflect financial acumen and familiarity with technology

1. Relationship Building- understands that a primary factor in success is establishing and maintaining productive relationships
2. Financial Acumen- understands the financial framework of the organization
3. Initiative- takes action without being prompted
4. Integrity- thinks and acts ethically and honestly
5. Problem Solving & Decision Making - identifies problems, solves them, acts decisively and shows good judgement
6. Communicativeness - recognizes the essential value of continuous information exchange and the competitive advantage it brings
7. Organizing & Planning - possesses strong organizational and planning skills
8. Industry Knowledge - knows the industry, monitors trends, and works to apply knowledge to advance the organization
9. Team Player - shares resources, responds to the needs of other departments and supports the larger organizational agenda
10. Learning Agility - seeks new knowledge and personal growth continuously