Staff Software Engineer, Loans Platform

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role

Join us in revolutionizing the lending landscape. SoFi is seeking enthusiastic Staff Software Engineers who are ready to lead the design and implementation of key capabilities of the next generation of our financial services platform in support of our goals that put our members in control of their financial destiny. Key qualifications of this role include:

• Leading design and implementation efforts across multiple system domains to affect cross-team outcomes.


• Resolving problems in the platform design and implementation where there are competing constraints and significant ambiguity.


• Recognition as a subject matter expert across platform systems with the ability to contribute to the resolution of systemic issues.


• Ability to define the architectural direction and evolutionary strategy for critical subsystems within the platform.


• Ability to drive alignment across teams resolving technical and organizational conflicts.


• Raises the engineering maturity of the organization by consistently upholding the org-wide quality, reliability, and security policies.


• Ability to align technology decisions with company strategy, accounting for risk and growth constraints.


• Maintains standards of excellence through code and design reviews, mentors more junior engineers, and contributes to team efficiency, beyond personal output.


• Is a key participant in recruiting processes.

What You’ll Do

As an established technical leader within our team, you will focus on designing and implementing the backend services for our next-generation Lending Platform. This role involves full product lifecycle engagement, from initial concept to production deployment. Your responsibilities include creating durable designs, strong individual contributions in implementing new capabilities, and leading by example to improve engineering excellence and efficiency across the team. Success in the role will require close technical collaboration with Product, Marketing, Operations, Business, Legal, and Compliance teams. You will be a key stakeholder in those partnerships, responsible for driving alignment and delivering technical solutions that provide outstanding value to our members.

What You’ll Need

• Bachelor's or Master's degree in Computer Science, or Software Engineering


• 5+ years as a professional, full-time Software Engineer, or similar relevant work experience.


• 2+ years in a technical leadership role.


• Proficient coding in Java, Kotlin, or other similar object-oriented programming language.


• Experience with public cloud compute, storage, and infrastructure.


• Experience with Kafka, Docker, Kubernetes, and Spring Boot or similar frameworks.


• Deep understanding of relational and document database fundamentals.


• Deep understanding of fundamental distributed systems concepts.


• Deep understanding of microservices design principles and architecture.


• Experience with performance tuning and optimizing data access patterns.


• Proficient working with GIT and related CI/CD systems.


• Familiarity with Agile methodologies.


• Ability to produce clear and meaningful design and operational documentation artifacts.

Nice To Have

• Experience scaling highly-available, mission-critical systems.


• Experience with AWS technologies – DynamoDB, RDS, Lambda, Kinesis, SQS, S3, and Athena.


• Full-stack engineering experience, or willingness to expand your influence across our entire platform.

We're driven to push boundaries and deliver exceptional products to help our members achieve financial stability. If you have the passion and a commitment to customer success, we want to hear from you.