Mortgage Underwriter

Description AmeriSave Mortgage has set the standard in online mortgage lending with over $130 billion in funded loan volume. As one of the top-rated, largest privately-owned online mortgage lenders in the nation, our mission is to deliver beneficial, responsible home lending solutions with unwavering integrity, dedication and excellence. Our employees are the driving force behind our success. We believe in the power of a dynamic and talented workforce and creating an environment where your contributions are not just recognized, they’re celebrated. Your success is our success, and we are seeking skilled professionals who are ready to bring their A-game, exceed benchmarks and enhance the overall excellence of AmeriSave, while also growing and advancing their careers. At AmeriSave, we're one team with one shared dream - to be the best. Let’s redefine excellence together! What we’re looking for: AmeriSave is currently hiring Condo Project Review Underwriters to join our winning team. This is a remote opportunity to work from home. Remote work applicants may not work from the following states: California. What You’ll Do: Initial review and subsequent condition review of all condo projects in both refinance and purchase transactions Ensure adherence to all Fannie Mae, Freddie Mac, FHA and Non-QM published condo guidelines Answer questions and scenarios posted by Sales, Underwriting and Processing Understanding and reviewing project, borrower insurances, project legal documents, project budgets and questionnaires Review of Title Commitment for Project consistency description Ensure the most efficient review possible for each project – which may include contacting a 3rd party directly instead of conditioning the file Maintain acceptable turn times on new tasks (initial review and condition submissions) Document detailed notes in the system when task is “touched”. Review preliminary documents to determine project review type. Communicate with underwriter and processor with possible discrepancy on documents being requested. Check email throughout the day and responding with turn times as dictated in Project Procedures. Call HOA’s, Management Companies and Insurance Agents to request needed documents for loan file (if needed) Responsible for additional assignments as management deems necessary for the department What You’ll Need: Minimum 2 years of recent Condo Mortgage Underwriting experience required Self starter Team player, eager to help department succeed Excellent Ability to multi task Ability to work in a face paced environment Excellent communication skills Strong technology skills Impeccable problem solving abilities Strong organizational skills and prioritization Excellent attention to detail High-speed internet required for remote work, Cable or Fiber ONLY with the ability to connect via Ethernet. Minimum speeds: 70/30 Mbps (basic), 200-300/35-70 Mbps (shared), 500-1,000/100+ Mbps (heavy use). **Please note that the compensation and benefit information that follows is a good faith estimate for this position only and is provided pursuant to applicable state and local laws on pay transparency. It is estimated based on what a successful applicant in the relevant state might be paid. ** Compensation: The annual compensation for this position is approximately $70,000 - $75,000. Benefits: · 401(k) · Dental insurance · Disability insurance · Employee discounts · Health insurance · Life insurance · Paid time off · 12 paid holidays per year · Paid training · Referral program · Vision insurance Supplemental pay types: · Bonus · Referral bonuses AmeriSave is an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. California Consumer Privacy Act Disclosure Acknowledgment Employment Applicants, New Hires, and Employees Residing in California AmeriSave Mortgage Corporation’s Privacy Policy Statement (“Policy”) can be reviewed here: AmeriSave Mortgage Corporation’s California Consumer Privacy Act (“CCPA”) Recruitment Disclosure can be reviewed here: When AmeriSave’s Human Resources Department makes future requests for personal information, the same Policy is applicable. By applying, you understand this acknowledgment covers current and future personal information requests. You also acknowledge the business purpose of the personal information collected and that future requests may occur while applying for a position at AmeriSave and/or during employment, if applicable.