Premium Audit - Field Auditor - Commercial Insurance

Make a difference with a career in insurance

At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we're looking for extraordinary people to join our talented team. Our service-oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss. Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person®.

If you're ready to build productive relationships, collaborate within a diverse team, embrace challenges and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow.

Build your future with us

The Premium Audit Department of The Cincinnati Insurance Companies is currently seeking a premium auditor for our Kansas City, MO territory to audit property casualty commercial lines policies to establish appropriate classifications, exposures and basis of premium. Develop earned premiums in accordance with company, industry and government rules and regulations.

The candidate is required to reside within the territory.

Salary: The pay range for this position is $70,000 - $100,000 annually. The pay determination is based on the applicant's education, experience, location, knowledge, skills and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.


Benefits in addition to compensation include:

• company car
• company stock options, including Restricted Share Units and Incentive based stock options
• paid time off (PTO)
• 401K with 6% company match

Be ready to:

• travel to agents' commercial clients to conduct audits
• develop earned premiums in accordance with company, industry and government rules and regulations
• verify premium basis by reviewing ledgers, state or federal quarterly records, financial statements and other accounting records
• investigate and establish correct policy classifications through personal interview and physical inspection of the insured's premises
• document changes in the insured's operation
• prepare and submit complete reports within established time frames
• interact with agents and associates to communicate and support audit results

Be equipped with:

• demonstrated the ability to work independently
• strong organizational skills
• effective communication
• solid analytical skills
• strong knowledge of the property casualty business and products
• underwriting experience
• strong automation skills

Bring education or experience from:

• degree in insurance, accounting, or related field preferred
• industry designation, Associate in Premium Auditing (APA) or Chartered Property Casualty Underwriter (CPCU) preferred
• experience in insurance or risk management

Enhance your talents

Providing outstanding service and developing strong relationships with our independent agents are hallmarks of our company. Whether you have experience from another carrier or you're new to the insurance industry, we promote a lifelong learning approach. Cincinnati provides you with the tools and training to be successful and to become a trusted, respected insurance professional - all while enjoying a meaningful career.

Enjoy benefits and amenities

Your commitment to providing strong service, sharing best practices and creating solutions that impact lives is appreciated. To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities. Learn more about our benefits and amenities packages.


Embrace a diverse team

As a relationship-based organization, we welcome and value a diverse workforce. We provide equal employment opportunity to all qualified persons without regard to race; creed; color; sex, including sexual orientation, gender identity and transgender status; religion; national origin; age; disability; military service; veteran status; pregnancy; AIDS/HIV or genetic information; or any other basis prohibited by law. Learn More.