Underwriter

Legal Entity: Honda Federal Credit Union
Business Unit: Honda Federal Credit Union
Department: Consumer/Indirect Lending

Division: 1CU
Work Location: Honda Federal Credit Union - Marysville, OH Echo Dr. Location
Shift: 1st
Workstyle: 100% Onsite
Career Level: 2
Job Grade: Non-Exempt-4 (NE4)


Job Purpose

Within authorized authority, HFCU policy, state and federal law, this position provides expertise in underwriting, structuring, documenting, approving or denying member loan requests for all non-real estate loans including credit cards, personal loans, boat, RV, auto and indirect loans.
Key Accountabilities.

Key Accountabilities

• Underwrite loan applications by reviewing member information, analyzing credit bureaus, verifying collateral value, and determining the overall ability for the member to repay
• Review and decision indirect loan applications with professional and courteous dealer interaction
• Provide timely cross-sale information, counter offers, credit line reviews/closures to internal team
• Ongoing education and training

Qualifications, Experience, and Skills

• High school diploma or General Education degree
• Two years related experience and/or relevant training
• Working knowledge of state and federal Lending regulations
• Computer skills: knowledge of Microsoft office suite
• Reasoning ability to structure loan offers, understand regulations, policies and procedures
• Member service and communication skills
• Negotiation skills
• Analytics and creative reasoning

What differentiates Honda and make us an employer of choice?

Total Rewards:

• Competitive Base Salary (pay will be based on several variables that include, but not limited to geographic location, work experience, etc.)
• Paid Overtime
• Regional Bonus (when applicable)
• Industry-leading Benefit Plans (Medical, Dental, Vision, Rx)
• Paid time off, including vacation, holidays, shutdown
• Company Paid Short-Term and Long-Term Disability
• 401K Plan with company match + additional contribution
• Relocation assistance (if eligible)

Career Growth:

• Advancement Opportunities
• Career Mobility
• Education Reimbursement for Continued Learning
• Training and Development programs

Additional Offerings:

• Tuition Assistance & Student Loan Repayment
• Lifestyle Account
• Childcare Reimbursement Account
• Elder Care Support
• Wellbeing Program
• Community Service and Engagement Programs
• Product Programs

Honda is an equal opportunity employer and considers qualified applicants for employment without regard to race, color, creed, religion, national origin, sex, sexual orientation, gender identity and expression, age, disability, veteran status, or any other protected factor.