Senior VP, Commercial Portfolio Manager

VP, Commercial Portfolio Manager

Key Responsibilities

• Monitors existing lending relationships assigned to their portfolio and completes annual, semi-annual or quarterly reviews as required in a timely manner. Prepare monthly Watch List comments and quarterly Adversely Classified Reports where applicable.
• Maintains oversight of all ongoing monitoring requirements and client deliverables as well as compliance with all terms of the loan agreement.
• Actively works on tracking tickler requirements, post-closing items and revisiting policy exceptions to determine current status.
• Evaluates pertinent information to determine risk rating and whether a prospect and/or existing credit is an acceptable risk.
• Partners with the Loan Officers in structuring and underwriting new relationships as well as renewals, extensions, waivers and/or modifications of existing loans.
• Prepares all required financial spreads and Executive Summary and uploads all packages for credit underwriting and approval.
• Works in conjunction with Loan Operations in maintaining all required insurance policies within appropriate coverage.
• Maintains a close follow-up on past due payments and maturities to avoid any past dues over 30 days.

Qualifications

• Education: Bachelor’s Degree required for consideration or the equivalent in experience.
• Experience: Seven (7) + years of experience as a Credit Underwriter or Portfolio Manager.
• Advanced knowledge of overall Bank policies as well as credit policy and compliance regulations.
• Knowledge of related State and Federal banking compliance regulations and operational policies.