Credit Analyst

Credit AnalystWe're looking for a detail-oriented Credit Analyst to provide credit analysis expertise on Country Living and Consumer Lending requests to help ensure sound comprehensive decisions are made in the credit approval process.Get to know GreenStone. Our $16 billion portfolio of customers, ranging from rural homeowners to global agriculture and food businesses, provides our employees with a unique opportunity to maintain a local presence while working for a top workplace. Our diverse business structure provides exciting opportunities for passionate, talented professionals in many areas. Additionally, many of our team members are highly respected in their area of expertise at both the state and national level making GreenStone one of the top Farm Credit associations in the country.Culture Core Four values steer everything we do at GreenStone. Customer First, Delivery Quality, Get involved, Do the right thing. Employees work as a team to create a company fueled by the desire to best serve each other and our customers every day. Greenstone culture promotes innovative thinking, professional development, health and wellness, and a relaxed work environment with flexible schedules.What can we offer you? GreenStone trusts the people we hire. We empower employees to make the best decisions for the customer and the company. GreenStone has an outstanding Total Rewards package, which includes, but is not limited to:15 vacation days, 12 sick days, and 12 paid holidays per year401(k) plan – up to a 9% employer contribution/matchMedical, Dental, Vision, STD, LTD, Life/AD&D benefits, etc.$150/year Logo Wear allowance$400/year Wellness Subsidy/Reimbursement & wellness programs$6,000 lifetime maximum Student Debt repayment program or tuition reimbursementYearly bonus/incentive opportunity available to all benefit eligible employeesKey Responsibilities:Analyze mortgage loan requests that require in-depth credit review.Review financial statements, credit reports, collateral information, and related documentation.Complete income analysis to determine income available for debt servicing for wage earners and Self Employed borrowersGather and validate customer financial information to ensure complete and accurate analysis.Support loan servicing for the country living market segmentAnalyze and submit Private Mortgage Insurance (PMI) loans to providerParticipate in internal credit reviews and collaborate with credit leadership to identify and document findings.Make credit decisions within delegated authority.Requirements:Bachelor's degree required. Business Administration, Agricultural Business, Finance, Economics, or a related field preferred.1+ years of experience in credit analysis, underwriting, financial services, or agricultural lending preferred.Strong analytical, problem-solving, and communication skills.Ability to interpret financial statements and assess credit risk.Detail-oriented with excellent organizational skills.GreenStone Farm Credit Services is an equal opportunity employer. It is our policy to provide equal employment opportunity to all persons regardless of race, color, religion, national origin, sex, sexual orientation, gender identity, age, disability, veteran status, genetic information, or any other characteristic protected by law. We comply with all federal, state and local equal employment opportunity regulations. We conduct all personnel decisions and processes relating to our employees and job applicants in an environment free of discrimination and harassment.