Housing Counselor

Summary ACDS is seeking a professional HUD-certified Housing Counselor who is well‑versed in serving low‑income individuals, families including seniors and persons with disabilities in obtaining financing for home rehabilitation or purchasing, conducting homeownership counseling sessions, and processing, underwriting, and conducting loan settlements on secondary mortgage loans. Under the Eviction Prevention Program, the counselor provides clients counseling, resources, and qualification for temporary rental and utility assistance. Under the Property Rehabilitation Program, the counselor assists current homeowners with obtaining rehabilitation loans. The counselor works with clients in the Homeownership Counseling Program reviewing clients’ finances, helping resolve credit problems, assisting clients in preparing household budgets and guiding them through the home purchasing process. Other tasks include processing, underwriting, and conducting loan settlements on secondary mortgage loans and conducting client intake interviews. The position requires managing a continuous client pipeline, including data entry, file and database management, and adherence to regulatory requirements and policies and procedures. Job Description Process and evaluate applications for funding assistance. Conduct preliminary interviews with potential and existing clients for various programs. Ensure compliance with all program guidelines. Analyze clients’ financial information to determine strategy, qualifications, and inform and educate clients about available programs. Conduct community outreach and marketing for workshops (home buyer education, foreclosure intervention, budget and credit). Provide education and coaching services in both classroom and one‑on‑one settings, focusing on various housing services topics. Qualifications Education: Bachelor’s Degree in Finance, Real Estate or a closely related field, or equivalent combination of training and experience. Either HUD certified Housing Counselor with 3 to 5 years’ experience or ability to obtain certification through HUD within 6 months of hire. Knowledge of the underwriting process, credit counseling, home buying process, settlement procedures, and real estate. Strong communication, case management, people skills, and ability to make public presentations. Strong understanding of social issues affecting the community and work with individuals/families in financial crisis. Computer savvy and proficient in Microsoft Office. Limited evening and weekend hours may be required. Apply To View email address on click.appcast.io Salary/Compensation: $65,000 - $75,000 per year #J-18808-Ljbffr