GenAI Senior Software Engineer

About Us

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you.

Job Description

We are looking for dedicated, curious, and energetic Software Engineers who embrace solving complex challenges on a global scale. As a Visa Software Engineer, you will be an integral part of a multi‑functional development team inventing, designing, building, and testing software products that reach a truly global customer base. While building components of innovative payment technology, you will get to see your efforts shaping the digital future of monetary transactions.

The Work itself

• Design code and systems that touch 40% of the world population while influencing Visa's internal standards for scalability, security, and reusability
• Collaborate multi‑functionally to create design artifacts and develop best‑in‑class software solutions for multiple Visa technical offerings
• Actively contribute to product quality improvements, valuable service technology, and new business flows in diverse agile squads
• Develop robust and scalable products intended for a myriad of customers including end‑user merchants, B2B, and business‑to‑government solutions.
• Leverage innovative technologies to build the next generation of Payment Services, Transaction Platforms, Real‑Time Payments, and Buy Now Pay Later Technology
• Opportunities to make a difference on a global or local scale through mentorship and continued learning opportunities

Essential Functions

• Demonstrates relevant technical working knowledge to understand requirements.
• Identifies and contributes to the development and solution strategies to team members that improve the design and functionality of interface features across one or more project features, under minimal guidance.
• Applies standard processes on the use of programming languages (e.g. HTML, C++, Java) to write code that fulfills website modification requests and technical requirements.
• Collaborates with others to support the piloting of new technology capabilities and features that enhance the user website experience across e‑commerce products.
• Analyzes bugs for simple issues and applies debugging tools to verify assumptions.

The Skills You Bring

• Energy and Experience: A growth mindset that is curious and passionate about technologies and enjoys challenging projects on a global scale
• Challenge the Status Quo: Comfort in pushing the boundaries, "hacking" beyond traditional solutions
• Language Expertise: Expertise in one or more general development languages (e.g., Java, C#, C++)
• Builder: Experience building and deploying modern services and web applications with quality and scalability
• Learner: Constant drive to learn new technologies such as Angular, React, Kubernetes, Docker, etc.
• Partnership: Experience collaborating with Product, Test, Dev‑ops, and Agile/Scrum teams

We do not expect that any single candidate would fulfill all of these characteristics. For instance, we have exciting team members who are really focused on building scalable systems but didn't work with payments technology or web applications before joining Visa.

Visa is not offering relocation assistance for this role.

Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.

Qualifications

Basic Qualifications

• Master's degree in Math, Science, Engineering, or Computer Science, Information Systems or related field. OR
• Bachelor's degree in Math, Science, Engineering, or Computer Science, Information Systems or related field AND minimum two (2) years of experience in a directly related field.

OR

• Minimum five (5) years of directly related experience.

Preferred Qualifications

• Experience designing and building Generative AI systems beyond simple prompt usage, including Retrieval‑Augmented Generation (RAG) architectures.
• Experience integrating LLMs into production systems, including prompt orchestration, response evaluation, and handling hallucinations or grounding issues.
• Proven ability to build end‑to‑end GenAI features, from data ingestion and backend services to APIs and downstream consumers (UI, services, or internal tools).
• Experience working with container‑based technologies.
• Experience building and testing enterprise‑scale web services.
• Knowledge of and ability to develop back‑end (e.g. Python, Java, C++, PHP) code in support of package and product development. This includes the extension of capabilities of packages and products.
• The ability to develop and use Application Program Interfaces (APIs), a set of routines, protocols, and tools for building software applications that specify how software components should interact and are used when programming graphical user interface (GUI) components. An API may be for a web‑based system, operating system, database system, computer hardware, or software library.
• Knowledge of and the ability to use database software (e.g., applications, web‑based applications, information systems) to maintain, modify, and output data.
• Knowledge of systems integration process in which separately produced components or subsystems are combined and problems in their interactions are addressed.
• Knowledge of data structures, which consist of data organization, management, and storage formats that enable efficient access and modifications. This includes a collection of data values, the relationships among them, and the functions or operations that can be applied to the data.

U.S. Applicants Only

The estimated salary range for this position is $110,700 to $171,800 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job‑related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.

Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Work Hours

Varies upon the needs of the department.

Travel Requirements

This position requires travel 5‑10% of the time.

Mental/Physical Requirements

This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer

Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.