Surety - Underwriter - Commercial and Small Contract

Make a difference with a career in insurance

At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we're looking for extraordinary people to join our talented team. Our service-oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss. Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person®.

If you're ready to build productive relationships, collaborate within a diverse team, embrace challenges and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow.

Build your future with us

Our Surety department is currently seeking an underwriter in our commercial and small contract division. Surety bonding involves assessing the ability of one party to fulfill an obligation to another party according to the terms of a contract or statute.

Salary: The starting pay for this position is $65,000 annually. The pay determination is based on the applicant's education, experience, location, knowledge, skills, and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.


Be ready to:

• underwrite and process renewal bonds
• review new and renewal submissions from our agents
• determine acceptable risks and adequate pricing within authority levels
• support underwriting decisions on all other accounts through file preparation and documentation by gathering information and analyzing and evaluating risk exposure
• manage agency requests and communicate directly with the agency to gather needed information
• research and gather needed information to be able to understand bond form questions and refer to underwriter and team leader when necessary
• act as a resource for team production assistants and assist with processing work as needed
• handle special projects and assignments as directed

Be equipped with:

• the ability to interpret and analyze financial statements
• strong verbal and written communication skills to explain, persuade and present information
• the ability to multitask and prioritize work
• excellent attention to detail
• the ability to work independently and proactively in an orderly and timely manner
• highly developed analytical and problem solving skills
• the ability to help make sound decisions based on information presented
• the capacity to develop positive working relationships with team members and agents by working to find possible solutions and options that are beneficial to all
• proficiency in Microsoft® Word, Excel and Outlook is preferred

Bring education or experience from:

• a bachelor's degree from the business college with an emphasis in finance, accounting, or economics

Enhance your talents


Providing outstanding service and developing strong relationships with our independent agents are hallmarks of our company. Whether you have experience from another carrier or you're new to the insurance industry, we promote a lifelong learning approach. Cincinnati provides you with the tools and training to be successful and to become a trusted, respected insurance professional - all while enjoying a meaningful career.


Enjoy benefits and amenities


Your commitment to providing strong service, sharing best practices, and creating solutions that impact lives is appreciated. To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities. Learn more about our benefits and amenities packages.


Embrace a diverse team


As a relationship-based organization, we welcome and value a diverse workforce. We provide equal employment opportunity to all qualified persons without regard to race; creed; color; sex, including sexual orientation, gender identity and transgender status; religion; national origin; age; disability; military service; veteran status; pregnancy; AIDS/HIV or genetic information; or any other basis prohibited by law. Learn More.