Commercial Auto Underwriting Manager

• Lead commercial underwriting operations and manage underwriting staff performance.
• Establish and maintain underwriting guidelines defining acceptable classes, restricted risks, and target profitable segments.
• Develop and manage Florida commercial auto underwriting appetite and eligibility standards.
• Review, approve, modify, or decline complex fleet and transportation risks.
• Evaluate risk factors including driver quality, vehicle type, radius of operation, commodity hauled, DOT compliance, loss history, garaging territory, and financial stability.
• Monitor portfolio concentration by class, territory, and fleet size to ensure balanced risk distribution.
• Analyze loss trends and portfolio performance to recommend underwriting strategy adjustments.
• Ensure compliance with Florida regulations and applicable state and federal transportation requirements.
• Monitor underwriting KPIs, quality standards, and operational performance benchmarks.
• Partner with claims, actuarial, product, and executive leadership to support profitability initiatives.
• Provide coaching, technical guidance, and leadership development to underwriting staff.
• Drive process improvements and operational efficiencies.

• Bachelor’s degree required; Business, Risk Management, Finance, or related field preferred.
• CPCU, AU, ARM, or other insurance designations a plus.
• Florida 2-20 License or equivalent preferred.

• Extensive commercial auto underwriting experience within property and casualty insurance.
• Strong knowledge of non-standard commercial auto risk assessment.
• Proven underwriting leadership and team management experience.
• Deep understanding of Florida commercial auto underwriting regulations.
• Strong analytical, decision-making, and communication skills.
• Ability to manage portfolio profitability and operational performance.

BENEFITS:

• 401(k) Retirement Savings Plan with employer match.
• Comprehensive Medical, Prescription Drug, Vision, and Dental Insurance
• Paid Time Off, Holidays, and Leave programs.
• Flexible spending accounts
• Basic Life Insurance and Voluntary Life/ADD
• Short Term and Long-Term Disability