Credit Analyst

Exeter Finance Credit Analyst I

At Exeter Finance, we are committed to helping customers find the right financing for their next vehicle purchase. By building strong relationships with our customers and network of dealer partners we are able to give options that make sense, getting customers behind the wheel of their car.

Every team member is integral to our success. Whether you're at a servicing center helping customers with their loans, in the field building relationships with dealers, or supporting the company from its corporate offices, you'll enjoy a nurturing, invigorating and positive work environment.

Our vision is to be a premier finance company and lender of choice known for its People, Performance and Service.

Job Summary

The Credit Analyst I is responsible for building and maintaining a strong relationship with a portfolio of dealers, understanding their preferences and being able to efficiently restructure loan offers to increase the capture of deals. This team member will drive results in a dynamic work environment by securing quality loans and partnering with sales, funding and other internal departments.

Job Duties

• Sells company program and negotiates contracts while executing the company's origination strategy.
• Utilizes experience and dealer relationships to ensure assigned territory meets or exceed pricing targets, variances, and volume goals.
• Develops and maintains top dealer satisfaction levels.
• Reviews credit to ensure compliance with Exeter's policies & procedures, state & federal regulations and standards. Utilizes credit experience to make appropriate credit decisions or obtain concurrence on pricing, program and policy exceptions.
• Educate dealers on Exeter's program and funding requirements to maximize production and ensure optimal funding turnaround time.
• Ensures office cooperation with other departments to maximize efficiency within the company.
• Other duties as assigned.

Education and Work Experience

• High School Diploma required. College degree preferred.

• Previous auto finance lending experience preferred.

• Previous Originations and/or Sales experience preferred.

• Basic knowledge and understanding of credit bureau information, data on credit applications, indirect lending procedures, lending terminology, and credit laws and regulations.

• Basic knowledge of auto dealer operations and finance departments.

• Excellent analytical and mathematical skills.

• Requires a sound understanding of auto loans and the structure of deals in order to rapidly suggest alternatives.

• Strong oral and written communication skills, basic mathematical skills and the ability to provide strong customer service.

• Superior work ethic with ability to work under pressure and self-motivate.
• Friendly attitude and excellent interpersonal skills.

Individual compensation packages are based on various factors unique to each candidate including skill set, experience, qualifications and other job-related reasons.

The pay range for this role is $19.80 - $24.40 hourly.

Exeter Finance LLC is an Equal Opportunity Employer.