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Insurance Underwriter - Fully Remote | Up to $80/hr

Mercor

Job Description

Job Description

About the job

Mercor connects elite creative and technical talent with leading AI research labs. Headquartered in San Francisco, our investors include Benchmark , General Catalyst , Peter Thiel , Adam D'Angelo , Larry Summers , and Jack Dorsey .

Position: Multiline P&C Underwriter
Type: Contract
Compensation: $80/hour
Location: Remote
Commitment: 20–40 hours/week

Role Responsibilities

  • Design realistic underwriting scenarios involving new business, renewals, exposure analysis, and risk-improvement requirements.
  • Create underwriting assessments, quote rationales, and declination explanations to support model training.
  • Write "golden" reference responses at experienced underwriter quality to guide AI model outputs.
  • Grade AI-generated responses against structured rubrics for technical accuracy and adherence to guidelines.
  • Identify unsupported assumptions and inappropriate acceptance or declination decisions in AI outputs.
  • Provide written feedback to the research team to improve model behavior and performance.

Qualifications

Must-Have

  • 2+ years of professional P&C underwriting experience.
  • Experience underwriting major segments like personal lines, commercial property, or professional liability.
  • Understanding of the underwriting lifecycle from submission to nonrenewal.
  • Ability to explain how account characteristics and market conditions affect underwriting decisions.
  • Strong written reasoning, sound risk judgment, and high attention to detail.
  • Ability to separate underwriting decisions from claims handling and brokerage advice.

Preferred

  • CPCU , AU , ARM , or comparable insurance designation.
  • Multiline underwriting authority.
  • Experience with E&S, MGA/MGU, Lloyd's, or program-business.
  • Catastrophe-exposed property or high-severity casualty experience.
  • Experience with small commercial, middle-market, national-account, or high-net-worth segments.

Start Date

  • Immediate ; applications reviewed on a rolling basis.

Compensation & Legal

  • Hourly contractor , Paid weekly via Stripe Connect .

Application Process (Takes 20–30 mins to complete)

  • Upload resume
  • AI interview based on your resume
  • Submit form

Resources & Support

PS: Our team reviews applications daily. Please complete your AI interview and application steps to be considered for this opportunity.

Vacancy posted more than 2 months ago

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