Mortgage Loan Officer

Job Overview At Climate First Bank, we’re redefining what banking can be. As a Florida Benefit Corporation and FDIC‑insured commercial bank, we offer a full suite of personal and business services—including solar, residential, commercial, ESOP banking, structured finance and SBA loans—all designed to power a better future. We proudly serve communities in St. Petersburg, Winter Park and Mount‑Dora while expanding our digital presence. Climate First Bank is a Certified B Corporation and a member of 1% for the Planet, reflecting our deep commitment to sustainability, transparency and ethical banking. Position: Mortgage Loan Originator We are looking for motivated, mission‑aligned individuals ready to make an impact. In this role you will generate high‑quality residential mortgage production, build and nurture referral networks, champion inclusive lending, maintain regulatory compliance and promote ESG initiatives through cross‑selling banking solutions. Responsibilities Generate high‑quality residential mortgage production. Proactively source and close mortgage loans, meet volume and quality goals while delivering exceptional client service. Build and nurture a strong referral network. Develop lasting relationships with realtors, builders and community partners to create a consistent pipeline of new lending opportunities. Champion inclusive and community‑focused lending. Align strategies with the Community Reinvestment Act and multicultural lending goals to expand access to homeownership. Ensure regulatory and operational excellence. Maintain full compliance with lending regulations through timely disclosures and organized pipeline management. Promote sustainability and cross‑sell banking solutions. Support the bank’s ESG mission by practicing environmental responsibility and identifying opportunities to deepen client relationships through additional products. Key Qualifications & Experience Industry Expertise & Lending Knowledge. Apply deep understanding of residential mortgage products and lending regulations to guide clients through the home financing process with confidence and accuracy. Proven Sales & Production Experience. Demonstrate a track record of producing high volumes of quality loans and cross‑selling banking products to meet and exceed performance goals. Educational Foundation in Business. Bachelor’s degree—preferably in business—supports the ability to analyze financial scenarios, communicate effectively, and make informed lending decisions. Mission‑Driven Mindset. Strong alignment with ESG principles and a passion for inclusive, community‑focused banking reflects Climate First Bank’s values. Exceptional Communication & Relationship Skills. Interpersonal strengths to build trust, anticipate client needs and maintain lasting relationships with referral partners and borrowers. Work Environment Remote or in‑person role. Frequent communication in person, via email, text, phone or video chat. Frequent use of a PC, including typing and sustained attention to monitor. Occasional lifting of basic office files or equipment up to 20 lbs. Benefits and Compensation Compensation. Base salary with eligibility for annual bonus, incentives and equity. Actual compensation is based on industry salary ranges, internal structures, experience and skills. Health Coverage. 100% employer‑paid for employees; employer contribution for dependents. Health Savings Account (HSA). Financial Wellness & Wealth Building. 401(k) with 6% employer match—no vesting period. Employee stock options. 0% financing for employee solar loans. Employee‑only mortgage product with exclusive interest rates and terms. 0% financing for eligible electric vehicles. Referral incentives. Generous Paid Time Off. 2–4 weeks of vacation based on officer level plus additional tenure‑based time. 64 hours of paid sick time for all full‑time employees. Protection & Peace of Mind. Company‑paid life insurance. Short‑ and long‑term disability insurance. Voluntary life, accident and critical illness coverage. Employee Assistance Program (EAP) with free counseling, legal and financial services. Equal Opportunity Statement At Climate First Bank we truly believe that our people are our strength and that the diverse talents they bring to our workforce are directly linked to our success. Diversity and inclusion are at the core of our values and mission. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants’ religious practices and beliefs and for any mental health or physical disability needs. Climate First Bank is an Equal Opportunity Employer. We comply with E‑Verify requirements and will provide the federal government with Form I‑9 information for authorized U.S. employment. We are a tobacco‑free employer and support employees who wish to quit smoking. #J-18808-Ljbffr