Operational Risk Analyst

Who We Are At SECU, we put our employees first, recognizing that their well‑being and professional development are vital to our success. By fostering a supportive and empowering work environment, our employees are committed to helping members achieve long‑term financial security. They are also inspired to give back to the communities we serve by volunteering and spreading kindness, which reflects our core values and who we are as an organization. Every employee at SECU contributes to our member’s financial well‑being, and we’ll always do what’s right for our members, employees, and communities. Feel good about what you do. Belong to a place where you matter and can make a difference. This person will need to reside within commuting distance to our Linthicum, MD headquarters. What You Will Do The Operational Risk Analyst supports Corporate Governance Leadership with the daily operation and administration of SECU risk programs/responsibilities. This position, through specialized knowledge and skill, provides support to the organization on all matters relating to operational risk. Helps the organization identify, assess and mitigate risks arising from internal processes, systems, and people. Ensures business continuity, regulatory compliance and minimal disruption from operational failures. Operates with full awareness and knowledge required to perform all aspects of the Bank Secrecy Act and related regulations, such as OFAC, the USA Patriot Act, Fair Lending and Information Security. A Day in Your Life May Include Conduct operational/financial/regulatory risk assessments; coordinate annual review and updates of risk assessments; analyze business operations to detect potential risk areas. Develop and implement risk management frameworks; design controls to prevent or control operational risk; monitor effectiveness of mitigation strategies. Identify, track, and monitor operational risks. Support remediation efforts of risks; conduct risk reviews to ensure new, ongoing and remediation efforts are within risk appetite. Ensure the organization remains within the approved risk thresholds; implement appropriate monitoring. Support daily operations and maintenance of SECU’s Business Continuity, Disaster Recovery and Incident Response program; coordinate and facilitate annual training, program reviews and ensure program documentation is accurate and up to date. Develop comprehensive reporting, dashboards and presentations for management. Review policies, procedures and programs; ensure internal controls are adequate. Coordinate annual training requirements for responsible program areas. Support SECU projects and initiatives, determine risks and update risk assessments/tracking accordingly. Foster a culture of compliance and legal awareness organizationally; remain aware of risks facing SECU and the industry. Additional Responsibilities May Include Interact and support CUSO partners and credit union partners. Review report data for trends and advise management of potential areas of risk concern. Responsible for audit and exam support and coordination efforts. Education Requirements Bachelor’s degree preferred. Certified Credit Union Enterprise Risk Professional (CUERP) required or must be obtained within the first year of employment. Experience Requirements 3‑5 years’ experience working at a financial institution. 3‑5 years of demonstrated responsibility in Enterprise Risk Management, with a focus on operational risk identification, assessment and remediation. Understanding of rules/regulations and enterprise risk awareness from prior roles. Credit Union experience preferred but required. Takes personal responsibility for decisions, actions, failures and overall deliverables. Utilizes oral and written communication to enhance relationships across the organization. Clearly communicates information, thoughts and ideas in a clear, concise and organized manner. Relates comfortably with people across levels, functions, culture, and geography. Possesses a clear understanding of strengths, limitations, emotions, beliefs, and motivations of self and others. Maintains composure and effectiveness when experiencing major changes in work tasks or the work environment. Adjusts effectively to work within new work structures, processes, requirements, or cultures. Demonstrates an understanding of SECU’s culture, core values, mission and strategic priorities as it relates to one’s work and overall performance. Physical Requirements Must be able to remain in a stationary position, often standing or sitting for prolonged periods. Must be able to lift up to 25 pounds. Compensation Offer will be commensurate with experience and education. Typically hire at or below mid‑point, which is $95,000 for this role. Salary: Min. $73,800 – Max. $118,000. Other Compensation Includes Annual corporate‑wide incentives. Benefits Medical, vision, dental benefits. 401(k) plan with company matching. Generous sick, vacation and personal leave. And more… (see 2025SECUBenefitsGuide.pdf). SECU is committed to fostering a diverse, equitable, and inclusive workforce where all individuals are valued and respected. We take pride in providing equal opportunities for all qualified applicants regardless of race, ethnicity, national origin, gender, sexual orientation, gender identity or expression, religion, military or veteran status, or any other characteristics protected by law. #J-18808-Ljbffr