Retail Loan Workout Relationship Specialist - Midvale (In Office)

Retail Loan Workout Relationship Specialist

Zions Bancorporation is one of the nation's premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker magazine as having a top banking team in its list of "The Most Powerful Women in Banking." Our customers consistently vote us as the best bank in our local markets. We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a "local" business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers.

With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.

Zions Bancorporation is currently hiring an experienced Retail Loan Workout Relationship Specialist to join our team! The Bank strives to rehabilitate credits experiencing various issues whenever possible, whether the credit is managed by a lending unit or the Consumer Special Assets Group (CSAG). We believe partnership between the lending units and CSAG is not only beneficial, but that proactive problem credit management is better achieved when good working relationships between these groups are fostered and maintained. This role will provide valuable assistance in tracking and managing the Team's portfolio of these problem credits. This role will report to the new Enterprise Technology Center in Midvale, UT in office Monday through Friday.

Requirements:

• Responsible for ordering appraisals, broker price opinions, environmental and foreclosure reports, track and follow collateral insurance.
• Assists Consumer Loan Workout Officer with securing collateral, equity, or assets of the borrower to preserve the loan principal to prevent or limits losses.
• Assists with the liquidation real estate or other assets as necessary.
• Develops good working relationships with internal and external industry contacts.
• Maintains files and reports, inputs data in Bank systems.
• Responsible for maintaining forms and documenting/preparing outgoing correspondence for Consumer Loan Workout Officers to borrowers.
• Inputs financial data into systems.
• Assist consumer loan workout officers with determining if borrowers are in the military or bankruptcy to determine work out strategies.
• Other duties as required.

Qualifications

• Requires a High School diploma or equivalent
• 4+ years experience with consumer loan processes, credit, credit and lending analysis,
• banking or other directly related experience.
• A combination of experience and a college degree may meet qualifications.
• Advanced knowledge of loans, credit reviews, foreclosures, taxes, insurance, appraisals
• Must have excellent judgment, time management, customer service and computer skills.
• Ability to work with relationship managers and clients as needed.

Location:

• This position is fully in office (5 days a week) at the Zions Technology Center - 7860 South Bingham Junction Blvd, Midvale, UT 84047

The Zions Technology Center is a 400,000-square-foot technology campus in Midvale, Utah. Located on the former Sharon Steel Mill superfund site, the sustainably built campus is the company's primary technology and operations center. This modern and environmentally friendly technology center enables Zions to compete for the best technology talent in the state while providing team members with an exceptional work environment with features such as:

• Electric vehicle charging stations and close proximity to Historic Gardner Village UTA TRAX station.
• At least 75% of the building is powered by on-site renewable solar energy.
• Access to outdoor recreation, parks, trails, shareable bikes and locker rooms.
• Large modern cafe with a healthy and diverse menu.
• Healthy indoor environment with ample natural light and fresh air.
• LEED-certified sustainable building that features include the use of low VOC-emitting construction materials.