Junior Credit Analyst

Status: Full-Time, Onsite in Solana Beach General Summary: FundCanna is seeking a highly driven individual with a strong interest in private credit/alternative lending and the cannabis industry. This is a credit operations and analyst-track role owning the execution of backend credit operations – including processing, funding, and post-funding compliance, while progressively developing underwriting judgment and analytical responsibility. The successful candidate will work independently as a key member of a small, high-performing credit team. Major Responsibilities: Credit Processing & Deal Execution Manage inbound application and funding queues for both new & repeat business lines Validate and populate data into CRM system (Salesforce) Initiate API calls for credit, background, and bank data from various external vendors Formulate initial stipulations and field requests from Sales department to usher files through deal pipeline Maintain complete and audit-ready deal records and documentation Funding & Operational Oversight Facilitate due diligence at time of funding by verifying borrower information: government identification, cannabis license status, voided check and/or bank letter Countersign funding agreement and ensure accuracy of contract details Create repayment schedules and set up ACH disbursements/wire transfers Post-Funding & Compliance Assist in the filing of UCC, CAR and SAR reports Perform routine AML and Global Sanctions (OFAC) record searches to onboard strategic partner and broker accounts Credit & Analytical Development Alert underwriting team of potential flags, acting as first line of defense against credit risk Participate in credit discussions and deal structuring conversations Develop familiarity with internal credit policy, underwriting rules, and risk evaluation frameworks Progress toward limited approval authority and increased credit responsibilities over time Knowledge, Skills and Abilities Required Education & Experience Bachelor’s degree in Business Administration, Finance or related field, and/or 1-3 years of relevant experience in lending, banking, financial services, underwriting support, or operations. Early-career candidates with strong analytical aptitude are encouraged to apply. Drive & Ambition Genuine curiosity about credit risk. Seeks to learn and grow by asking what, why, and how. Actively strives to expand scope and responsibility without being asked. Intellect & Analytical Wiring Exercises sound judgment with incomplete or ambiguous data. Connects dots across disparate data points (financial, behavioral, industry-specific) to paint a coherent picture. Reads between the numbers and recognizes patterns. Work Ethic and Accountability Owns outcomes, not just tasks. Catches clerical & other errors before others, preventing issues from magnifying. Thrives under pressure without quality degrading. Doesn’t wait to be asked and communicates proactively when something is off. Growth Opportunity This role is intentionally structured as a development position with a path toward: Expanded analytical responsibilities Independent deal review Initial/limited signing authority Full Credit Analyst progression based on performance Industry Environment This role supports funding to highly regulated cannabis and ancillary business and offers unique exposure to alternative lending, fin-tech, regulatory complexity, novel credit data and risk attributes, policy development and more. #J-18808-Ljbffr