Mortgage Banker

Vice President, Mortgage Banker Morgan Stanley Private Bank, National Association seeks a Vice President, Mortgage Banker to support the Morgan Stanley Home Loans team with high‑net‑worth and ultra‑high‑net‑worth mortgage origination. Responsibilities Serve as the primary point of contact and subject‑matter expert for client interactions and internal/business partners. Provide consultation on credit risk and appropriate loan products, including pricing and product selection for high‑net‑worth clients. Analyze client finances and advise on loan products and other financial solutions tailored to client needs. Manage client, Financial Advisor, and Private Banker expectations and communications. Coordinate with underwriting and credit risk to secure timely closings. Obtain, analyze, and validate all loan‑processing documents—including complex income, asset, credit, appraisal, insurance, and title documents—to meet underwriting conditions. Decide Conditional Pre‑Approval Letters within policy, correctly applying lending guidelines and conditions. Act as the primary escalation point for loans in process; provide alternative solutions and resolve escalations when necessary. Manage inbound and outbound queues, multiple call campaigns, and bank initiatives, ensuring thorough client follow‑up. Effectively manage a complex pipeline that includes Ultra High Net Worth and Private Wealth Management mortgage transactions. Supervise and assess performance of Associate Mortgage Bankers, holding them accountable, recommending advancement, compensation and performance management to the Mortgage Banker Manager. Provide training and guidance to associates, partners, and peers as appropriate. Ensure compliance with banking regulations and company policies. Qualifications 10+ years of wealth‑management or private‑bank mortgage lending experience. Currently holding a Vice President (or equivalent) position or higher. High school diploma or equivalent. Eligible to register with the Nationwide Mortgage Licensing System & Registry (NMLS) as a mortgage loan originator. Skills & Abilities Established track record of developing and maintaining client relationships. Ability to meet individual and organizational loan production goals while maintaining a large client base. Extensive knowledge of mortgage products and client‑service experience. In‑depth knowledge of compliance regulations and laws governing consumer mortgage lending, including fair lending, privacy, RESPA and TRID. Strong written and verbal communication and interpersonal skills. Self‑starter with a strong sense of ownership and ability to manage time, prioritize and plan accordingly. Proficiency in systems for accurate reporting and tracking, including MS Office (Word, Excel, Outlook, PowerPoint). Proactive management of loan escalations to ensure timely resolution and enhanced client experience. Compensation Base salary expected between $110,000 and $190,000 per year at commencement of employment. Compensation may also include commission earnings, incentive compensation, discretionary bonuses, and other short‑ and long‑term incentive packages. Other benefit programs are sponsored by Morgan Stanley as part of the total compensation package. Equal‑Opportunities Employment Morgan Stanley is an equal‑opportunity employer committed to building and maintaining a workforce that is diverse in experience and background. Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents. Our workforce reflects a broad cross‑section of the global communities in which we operate, bringing a variety of backgrounds, talents, perspectives, and experiences. #J-18808-Ljbffr