New Business Underwriter - Sports Insurance

Role Description

Every policy Players Health underwrites protects a sports organization — and the athletes in it. As an Underwriter on our Youth & Amateur Sports team, your risk decisions are the mechanism that makes that protection real: get it right, and organizations stay covered when it matters; get it wrong, and the mission doesn't hold up. You'll join a team navigating real growth and digital transformation, with ownership and accountability as the operating norm rather than the exception.

The Underwriter role is an individual contributor on a small, high-ownership underwriting team at a scaling sports insurance MGA. This role is a functional expert in risk assessment, pricing, and portfolio management for youth and amateur sports organizations, evaluating exposures no generic commercial underwriter would recognize, from abuse-prevention protocols to overnight-event risk.

You'll bring underwriting expertise into the uniquely specific world of youth and amateur sports risk, applying it in an environment where the underwriting platform, workflows, and tooling being built to best serve brokers, carriers, and our underwriting team. This isn't a role where you inherit a fully mature system and maintain it. In addition to producing new business, you'll help test, validate, and shape the platform, having real influence in the underwriting platform we’re building. The ideal candidate is excited to leverage AI, automation and technology solutions to improve underwriting efficiency and consistency, without losing sight of when human judgment should override the machine.

You'll operate both hands-on and strategically — making independent underwriting decisions within your authority while partnering closely with Claims, Operations, and Technology to sharpen risk selection and improve the systems everyone relies on.

The ideal candidate has spent meaningful time in an MGA, wholesale, delegated-authority, or specialty insurance environment, and brings the mindset of a builder, someone who sees an undocumented process or a gap in the platform as an opportunity, not just a task. This role has a salary range of $90,000–$130,000, depending on skills and experience.

Qualifications

• 4+ years underwriting commercial P&C risks – including General Liability, Property, Excess/Umbrella, or similar specialized casualty lines.
• Experience working within an MGA, wholesale, delegated authority, E&S, or specialty insurance environment preferred.
• Experience exercising underwriting authority and independently managing a profitable book of business.
• Experience utilizing underwriting, CRM, rating, policy administration, and reporting systems.
• Proficient in Microsoft Office/365 (including intermediate Excel skills to analyze data).
• Ability to sustain high performance in a fully remote role.
• Motivated by mission-driven work.
• Ability to interpret loss ratio, combined ratio, retention, hit ratio, and other underwriting performance metrics.
• Able to identify nuanced exposures and recognize emerging risks.
• Operates with an ownership mentality and accepts accountability for underwriting outcomes.
• Demonstrated, proactive verbal and written communication skills.
• Demonstrated interpersonal, negotiation, and conflict resolution skills.
• Demonstrated organizational skills and attention to detail and accuracy.
• Strong analytical and problem-solving skills.
• Ability to act with integrity, professionalism, and confidentiality.

Requirements

• 3+ years of experience in sports-specific insurance preferred.
• Preferred: CPCU, AU, ARM, CRIS, or other relevant insurance designation.
• Enjoys building and improving processes, systems, and underwriting practices in a growth-stage environment.
• Balances growth, mission, and profitability through sound business judgment and disciplined underwriting decision-making.
• Experience working on a distributed team with no physical office.
• Demonstrates intellectual curiosity and seeks to understand the operational realities behind every risk.
• Experience underwriting youth sports, amateur sports, recreation, fitness facilities, camps, clinics, events, or related organizations preferred.
• Strong understanding of abuse prevention practices, participant safety protocols, coach screening requirements, and sports risk management principles preferred.
• Self-motivated and able to thrive in a remote, fast-paced, quickly changing environment.
• Strong emotional intelligence skills.
• Demonstrated experience and/or ability to influence without authority.
• Demonstrated ability to build connections and rapport cross-departmentally.
• Prior experience as a coach, athletic administrator, official, league/club operator, or athlete in youth or amateur sports preferred.

Benefits

• Remote-First: Work from any approved location (home) in the U.S.
• Time Off: Flexible PTO policy, and 10 company-paid holidays.
• Benefits: Medical, Dental, Vision, Life (Basic & Supplemental), LTD, STD, 401k, Hospital Confinement, Accident, Critical Illness, Enhanced Employee Assistance Program.
• Professional Development & Tools: Access to The Institutes Knowledge Group platform for ongoing insurance education and continued professional development in the industry.
• This role will have access to Claude AI.