Commercial Appraisal Review Officer

Commercial Appraisal Review Officer Job Locations: US-PA-Remote, US-NJ-Bridgewater, US-PA-Bethlehem, US-PA-Plymouth Meeting, US-MD-Hunt Valley, US-DE-Greenville, US-MD-Columbia, US-VA-Richmond, US-VA-Norfolk, US-NJ-Mt Laurel Overview This full‑time career opportunity can be remote within the Fulton Bank footprint (DC, DE, MD, NJ, PA, VA). The position assists in the development and coordination of the corporate appraisal policy and appraisal review program for Fulton Financial Corporation and its affiliates to ensure compliance with regulatory requirements. The role guides all levels of management and affiliate bank staff regarding the risk management of complex real‑estate collateral to ensure protection in real‑estate evaluations, performs independent reviews of complex appraisals for compliance, recommends actions, and researches and disseminates changes in laws and regulations. Responsibilities Performs an independent review of real‑estate appraisals of increased complexity for compliance with regulatory requirements and recommends action to achieve compliance for unacceptable appraisal reports. Performs a detailed review of appraisals of increased complexity ordered on behalf of Fulton Financial Corporation or another acceptable financial institution; ensures that residential and commercial appraisals are completed in accordance with regulatory requirements and within bank policy; proposes solutions to identified appraisal deficiencies; works with account officers, relationship managers and senior credit officers on valuation issues and concerns. Assists in guiding all levels of management and affiliate bank staff relative to the risk management of complex real‑estate collateral to ensure protection of the bank's interests in real‑estate evaluations; reviews transaction information to understand the risk profile and determine the appropriate level of due diligence required to meet regulatory and policy standards; responds to inquiries from affiliate bank staff regarding corporate appraisal policy and compliance; reviews the qualifications and sample reports of appraisers seeking to be added to the corporate approved appraiser list and recommends deleting those not meeting policy standards. Assists in the development and coordination of the corporate appraisal policy and appraisal review program for Fulton Financial Corporation, its subsidiaries and bank affiliates to ensure compliance with regulatory requirements; provides guidance to each affiliate management for the process of appraisal ordering to comply with laws and regulations; develops tools for staff such as checklists and reference guides; recommends training needs and participates in training sessions; establishes lines of communication with professional appraisal resources for discussion regarding the appraisal review process; acts as mentor and provides training for other appraisal department staff. Responsible for special projects as assigned by management. Qualifications Education: Bachelor's Degree or the equivalent experience. Specialty: Relevant degree pertaining to the essential duties of this role. (Required) Experience: 5 or more years in appraisal development and review. (Required) Certifications: State Certified General Real Estate Appraiser certification. (Required) Other Duties as Assigned by Manager This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company‑assigned and/or job related Compliance Programs, regulations and policies and procedures, and ensuring that all Compliance Training assignments are completed by established due dates. This includes but is not limited to understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management. Benefits Fulton Bank offers a comprehensive benefits package that includes medical plans with prescription drug coverage, flexible spending account or health savings account, dental and vision insurance, life insurance, 401(k) program with employer match and Employee Stock Purchase Plan, paid time off programs including holiday pay and paid volunteer time, disability insurance coverage and maternity and parental leave, adoption assistance, educational assistance and a robust wellness program with financial incentives. Pay Range The salary range for this position is $81,200.00 – $135,300.00 annually. Additional Compensation Components: This job is eligible to participate in a short‑term incentive compensation plan subject to individual and company performance. EEO Statement Fulton Bank, Fulton is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status. Sponsorship Statement As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future. #J-18808-Ljbffr