Senior Enterprise Risk Analyst, Business and Portfolio Risk

Job Description

Responsible for conducting detailed analysis that contributes to and advances one or more Enterprise Risk Management (ERM) programs to assist CoBank in managing credit/market/operational risks. Such programs include, but are not limited to Risk Assessment, Product Governance, Portfolio Analytics, Risk Governance, Derivative Risk Modeling, and Model Risk Management. The analysis performed will play a key role in supporting bank-wide initiatives through risk identification and quantification.

Essential Functions

• Develops and evolves risk metrics for the bank. Creates, maintains, and enhances reports to key stakeholders.
• Owns one or more ERM processes models, or reports. Manages or creates project plans to drive bank initiatives.
• Utilizes data and information to risk-based decision-making.
• Sources and cleans data. Determines business rules for preparing data to be consumed in both formal and informal processes.
• Queries, aggregates, and manipulates large datasets for various analyses. Transforms information into key business insights.
• Designs department/system processes for Risk Management that are efficient and comply with regulatory standards. Leads change implementation and prepares related training materials.
• Adheres to best practices in modeling and model risk management (e.g., parameterize and calibrate forecasting models, perform ongoing monitoring of model assumptions, develop and update documentation).
• Provides technical and business subject matter expertise, as well as ad-hoc analysis with the potential of becoming a standard for the bank.
• Monitors data integrity and model risk controls execution. Identifies risks, proactively solves problems and addresses issues.
• Creates packages and presentations for executive-level risk committees and working groups.
• Initiates and leads discussions and meetings. Prepares and gives formal presentations to key stakeholders.

Education

• Bachelor's Degree in Economics, Mathematics, Computer Science, Statistics, Finance or other relevant discipline. required
• Master's Degree in Economics, Mathematics, Computer Science, Statistics, Finance or other relevant discipline. preferred
• FRM and/or CFA preferred

Work Experience

• 6 years of financial risk management experience or other related experience. required
• 3 years Experience with statistical and/or database software packages such as SAS, R, Python, SQL, or Matlab. required
• A proactive approach, strong analytical and reasoning skills, and the ability to build strong working relationships at all levels of management are essential.
• Demonstrated ability to translate highly technical risk data into clear, actionable reports or dashboards for executive boards.
• Strong quantitative and qualitative skills to assess complex datasets and model potential outcomes.
• Proven capacity to balance concurrent responsibilities in a dynamic setting. The successful candidate must have the confidence and ability to work in a fast-paced, complex environment and to handle multiple tasks and priorities at any given time
• The ability to think strategically and to offer creative solutions to complex problems is essential.
• Experience with risk management platforms, data visualization tools (e.g., QRM, Tableau, Power BI), and advanced Excel.

Physical Exertion Details

Sedentary Exerting up to 10 pounds of force occasionally (Occasionally: activity or condition exists up to 1/3 of the time) and/or a negligible amount of force frequently (Frequently: activity or condition exists from 1/3 to 2/3 of the time) to lift, carry, push, pull, or otherwise move objects, including the human body. Sedentary work involves sitting most of the time, but may involve walking or standing for brief periods of time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met.

Travel Requirement Details

Occasional Travel occurs infrequently (typically, once a month or less).

About CoBank

The typical base pay range for this role is between $110,000 - $135,300. Compensation may vary based on individual job-related knowledge, skills, expertise, and experience. This position is eligible for a discretionary annual incentive program driven by organization and individual performance.

The listed salary, other compensation and benefits information is accurate as of the date of this posting. This job will be posted for a minimum of five (5) business days or until the position is filled. CoBank reserves the right to adjust compensation for all positions and to modify or discontinue benefits programs at any time in its sole discretion, subject to applicable law.

CoBank is a cooperative bank serving vital industries across rural America. The bank provides loans, leases, export financing and other financial services to agribusinesses and rural power, water and communications providers in all 50 states. The bank also provides wholesale loans and other financial services to affiliated Farm Credit associations serving more than 76,000 farmers, ranchers and other rural borrowers in 23 states around the country. CoBank is a member of the Farm Credit System, a nationwide network of banks and retail lending associations chartered to support the borrowing needs of U.S. agriculture, rural infrastructure and rural communities. Headquartered outside Denver, Colorado, CoBank serves customers from regional banking centers across the U.S. and also maintains an international representative office in Singapore.