Financial Planner (San Diego)

The Financial Planner will support the firm’s Wealth Advisors in delivering exceptional financial planning and wealth management services while serving as a support advisor for client relationships. This role is designed for an experienced, client-facing professional who can independently lead meetings, develop sophisticated financial plans, and provide proactive strategic guidance. 

This position is well suited for someone who is seeking long-term career development, increasing responsibility, and future leadership opportunities within a boutique advisory firm. All current Wealth Advisors are Partners, reflecting a long-term career that can lead to partnership for a qualified candidate.

The ideal candidate is detail-oriented, analytical, and highly capable of managing multiple high-level responsibilities in a dynamic advisory environment.

Job Title: Financial Planner

Location: San Diego, CA

Firm: Cascade Financial Partners

Status: Full-time | Exempt

Compensation: Starting at $105,000 per year (DOE), along with comprehensive benefits and opportunity for annual bonuses.

Responsibilities

Financial Planning & Advice

• Serve as a proactive resource on financial planning and regulatory developments; communicate key insights to the team and help enhance planning tools, deliverables, and the firm’s technology stack. 
• Lead the development, delivery, and ongoing refinement of comprehensive financial plans.
• Independently conduct client discovery, present planning recommendations, and implement ongoing strategies.
• Review and analyze complex financial documents including tax returns, estate plans, insurance policies, and various financial statements, to identify planning opportunities.
• Proactively identify and model strategies such as Roth conversions, tax-loss harvesting, tax bracket management, charitable planning, and retirement income optimization.
• Create and update advanced estate planning diagrams and partner with attorneys/CPAs on complex client cases.
• Maintain and enhance planning templates, methodologies, and firmwide planning standards.
• Mentor junior team members through casework assistance, guidance on complex planning questions, and collaborative review to enhance accuracy, consistency, and overall quality of planning deliverables.
• Contribute to the ongoing evolution of the firm’s planning philosophy, processes, and best practices as a senior member of the advisory team. 

Client Relationship Management  

• Serve as support Advisor with potential to serve as primary Advisor for a segment of client relationships.
• Lead client meetings with professionalism, ensuring action items are clearly communicated and completed.
• Act as a trusted resource for clients, addressing ongoing questions and providing timely guidance.
• Proactively reach out to clients regarding planning opportunities, market events, or financial milestones.
• Ensure the firm’s client service standards are consistently met or exceeded.
• Develop long-term client relationships with increasing ownership and accountability over time. 

Portfolio & Reporting Support

• Build and maintain target allocations and support Wealth Advisors in portfolio implementation.
• Partner with the investment team to monitor cash levels, manage account flows, and identify investment opportunities.
• Oversee the preparation and delivery of quarterly reports and ensure planning dashboards are updated.
• Support and enhance client portal adoption, ensuring a seamless digital experience.

Skills and Qualifications

Required

• Bachelor’s degree in Finance, Economics, or related field.
• Minimum of 5 years in financial planning, wealth management, or a similar advisory role.
• CFP® designation required.
• Proficiency in eMoney (or similar planning software) and strong Excel/analysis capabilities.
• Exceptional written and verbal communication skills, with the ability to simplify complex planning concepts for clients.
• Proven ability to manage and deepen client relationships independently.

Preferred

• Familiarity with Tamarac, CRM systems, and industry reporting tools.
• Advanced tax knowledge, including experience with tax-efficient withdrawal strategies, charitable planning, and Roth strategies.
• Background working with high net worth clients.

Additional Requirements

• Proactive: Ability to anticipate client needs and identify planning opportunities without direction.
• Detail-Oriented: Demonstrated precision in planning, reporting, and follow-through.
• Team-Focused: Comfortable collaborating with Directors, operations, and investment teams.
• Professionalism: Represents the firm with integrity, maturity, and a client-first mindset.