Senior Portfolio Manager -Atlanta, GA

Job Description

Job Description

Senior Portfolio Manager – Atlanta, GA

FinTrust Connect has partnered with a well-capitalized regional banking institution to identify top talent for a confidential Senior Portfolio Manager opportunity focused on commercial credit underwriting and portfolio management. This role is ideal for an experienced commercial credit professional who can independently assess risk, structure sound credit solutions, and proactively identify changes in portfolio performance.

• Culture: Collaborative, relationship-driven environment that values sound judgment, initiative, accountability, and long-term client partnerships
• Workplace: On-site in Atlanta, GA
• Function: Underwrite and service commercial loan relationships while monitoring portfolio risk, supporting credit decisions, and partnering with Relationship Managers on new requests, renewals, and ongoing reviews

• Bachelor's degree in business, finance, accounting, or a related discipline; equivalent relevant experience may be considered
• Minimum of 5 years of commercial credit, commercial lending, or portfolio management experience; 10 or more years preferred
• Strong knowledge of commercial credit analysis, underwriting, risk ratings, loan structuring, and portfolio monitoring
• Demonstrated ability to identify credit weaknesses, emerging trends, policy exceptions, and signs of financial deterioration
• Experience preparing credit approval packages, commitment documents, proposals, and renewal materials
• Understanding of loan documentation, financial covenants, reporting requirements, and other key credit provisions
• Strong financial analysis, problem-solving, and independent decision-making abilities
• Ability to manage competing priorities and move multiple credit requests through the approval process
• Strong relationship-building, interpersonal, written, and verbal communication skills
• Proficiency with Microsoft Word, Excel, PowerPoint, and Outlook

• Manage the underwriting and ongoing servicing of a portfolio of commercial loan relationships.
• Analyze borrower financial performance, industry conditions, collateral, repayment capacity, and other relevant credit factors.
• Monitor portfolio activity to identify emerging risks, adverse trends, credit weaknesses, and potential deterioration.
• Alert credit and portfolio leadership to material changes in borrower or portfolio conditions.
• Collaborate with Relationship Managers to prioritize new credit requests, renewals, annual reviews, and other portfolio needs.
• Evaluate proposed transactions and recommend appropriate loan structures, repayment terms, risk ratings, covenants, and credit protections.
• Identify policy exceptions and clearly communicate the associated risks and mitigating factors.
• Prepare credit approval memoranda, proposals, commitment materials, and supporting documentation.
• Coordinate with Relationship Managers, credit partners, legal resources, and loan administration teams throughout the approval and documentation process.
• Participate in customer meetings to discuss financial performance, due diligence requirements, and alternative credit structures.
• Maintain direct communication with clients during underwriting, due diligence, and finalization of credit packages.
• Serve as a secondary client contact and provide consistent portfolio support alongside the Relationship Manager.
• Contribute to the development and maintenance of profitable, well-structured, long-term commercial credit relationships.
• Operate as an individual contributor with no direct supervisory responsibilities.