Mortgage Loan Originator.

GENERAL FUNCTION Performs a wide range of duties relating to the origination of residential 1st mortgage loans for outside referrals. Meets standards and objectives defined by management for mortgage loan sales and cross‑selling objectives. Assumes overall responsibility for the residential mortgage loan from application to closing and is accountable for risk and providing a positive customer experience. ESSENTIAL DUTIES AND RESPONSIBILITIES Develop referral contacts (realtors, builders, professional and personal contacts). Maintain knowledge of Fifth Third Mortgage Company policies, available loan products, processing procedures, underwriting and departmental guidelines. Follow defined protocol for escalation exceptions. Take applicant applications by completing FannieMae form1003 on the laptop. Use laptop for communication, access daily rates, applicant credit reports, Loan Prospector responses, and transmit loans to LOMAS. Collect required documentation from applicants and deliver the loan package within management‑defined time frames. Manage the loan pipeline through closing and complete required management reports. Communicate with branches and applicants to provide timely updates and progress reports. Maintain high levels of customer service while managing applicant and support staff expectations. Attend and participate in Consumer Lending meetings as required. MINIMUM KNOWLEDGE AND SKILLS REQUIRED High school diploma or equivalent (mandatory); four‑year college degree preferred. Knowledge of conventional and/or government lending guidelines. Knowledge of residential mortgage processing, underwriting, and closing procedures. Knowledge of federal lending regulations governing real estate lending. Minimum two years of mortgage lending experience. Established book of local referral sources and existing mortgage sales of $1million per month. Demonstrated organizational, teamwork, and customer‑service skills. Strong written and verbal communication skills. Proven computer skills. Basic sales technique skills. Strong desire to excel in a competitive environment. Required S.A.F.E. Act registration via the Nationwide Mortgage Licensing System (NMLS). COMPENSATION & BENEFITS Compensation for this position is largely incentive‑based, combined with a base salary or draw to determine total cash compensation. Incentive pay is based on company, line of business and/or individual performance. Benefits include a comprehensive benefits program supporting physical, financial, emotional, and social well‑being. LOCATION Venice, Florida34293 EQUAL OPPORTUNITY EMPLOYER Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status. #J-18808-Ljbffr Fifth Third