Senior Product Manager, Homeownership

We believe homeownership is one of the most powerful ways people can build long-term wealth. Our mission at Lower is to make that path simpler, more accessible, and more connected. We’re building a one-stop shop homeownership platform that brings together real estate, mortgage lending, technology, and local expertise. Through Lower’s direct-to-consumer lending business, our nationwide retail branches, and our real estate platform Movoto, we meet people wherever they are in the homeownership journey. We innovate through technology, but human expertise is what sets us apart. Our approach combines a seamless online experience with experienced people. Whether someone wants to handle most of the process online or work directly with a local loan officer or real estate agent, we’re building a platform that gives them the tools, expertise, and support to move forward with confidence. Job Description We're seeking a Senior Product Manager to own the Homeownership workstream, a top company priority connecting Movoto.com's audience of homeowners and prospective sellers to Lower's mortgage products. Our homeowner dashboard helps users understand their home's value, equity, and options to save money or access cash through Lower, as well as connect with professionals for every stage of the homeownership journey. This is an individual contributor role reporting to the VP of Product for Movoto. You'll own end-to-end delivery of major feature sets within the workstream, write and refine detailed requirements for a cross-functional team, and define what success looks like beyond shipping: home claim rate, engagement, and conversion into Lower's mortgage products. You’ll present regularly to execs as a leader of a key company initiative. Responsibilities Own product strategy for the Homeownership dashboard, translating the long-term vision into a sequenced, shippable crawl/walk/run roadmap, from home claiming and info capture all the way to closing a loan entirely online. Use customer data, market context, and business goals to prioritize the roadmap and anticipate homeowner needs ahead of stakeholder asks. Build and maintain alignment across Movoto and Lower cross-functional technology, stakeholder, and leadership teams from sprint rituals to exec updates. Make sound tradeoffs even with incomplete data on evolving systems in collaboration with the cross-functional team and vendors. Proactively unblock the cross-functional team and adjust plans as constraints evolve; define success by measurable outcomes, not just shipped features. Requirements 5+ years of product management experience, including ownership of end-to-end delivery for a complex, consumer-facing or data-driven product. Track record of managing ambiguity: defining MVP scope and sequencing a roadmap in phases rather than waiting for full clarity. Strong analytical skills, with comfort defining and tracking success metrics tied to business outcomes, not just output. Excellent written and verbal communication, able to flex between exec-level updates and detailed technical requirements. Preferred (but not required) Experience partnering across multiple engineering orgs or codebases at once (e.g., separate frontend, backend, and platform teams). Experience with personalization, recommendation, or pricing/offer engines. Fintech, mortgage, or real estate industry experience. Location With locations in Columbus, OH and Austin, TX, we’re looking for someone able to work in-person on a hybrid basis. While in market candidates will be reviewed first, we are open to considering remote candidates who demonstrate an exceptional level of product expertise, as well as strong communication and collaboration skills, with willingness to travel periodically. Lower provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training. #J-18808-Ljbffr Lower