Commercial Banking Development Program - Credit Analyst - Los Angeles, CA -Healthcare Banking

Job Title: Commercial Banking Development Program - Credit Analyst - Los Angeles, CA - Healthcare Banking Location: Costa Mesa What you'll do: As a Credit Analyst you'll be primarily responsible to spread, manage and maintain financial background information on present and prospective customers, and develop credit studies for the Loan Officers, Chief Credit Officer and other Executive Management. You'll manage spread assignments, conduct financial analyses, and maintain related records and files. One of your key responsibilities is the preparation of a variety of credit department reports. Healthcare Banking is a specialized industry team within Western Alliance Bank serving middle market healthcare organizations nationwide. The team provides credit (cashflow, ABL, and sponsor), treasury management, and other banking solutions to support working capital needs, acquisitions, and growth initiatives. In addition, the Healthcare team works with companies across a range of healthcare sectors, including healthcare services, specialty pharmaceuticals, behavioral health, home health and hospice, medical devices, healthcare technology, hospitals, and ambulatory surgical centers. As an intern, you will gain exposure to healthcare lending, financial analysis, portfolio management, industry research, and client relationship management while working alongside experienced healthcare banking professionals. Responsible for supporting the Credit Administration team in analyzing credit and collateral information to determine risk involved in lending money to customers. Collecting, organizing, analyzing company financials to ensure Bank compliance, and updates the Bank's systems accordingly. Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures. Collaborate cross-functionally with Bank groups to execute treasury management products, foreign exchange instruments, derivatives as well as legal documents. Facilitate reporting and requests on behalf of the Bank with third parties, e.g. field auditors, appraisers, etc. Monitor loan disbursements to ensure compliance with Bank regulations. Completion of an Accounting course. Bachelor's degree or equivalent experience required. An interest in working in Commercial Banking. Ability to self-motivate and work productively without supervision. Entry level speaking and writing communications skills. Hourly range for new hires is generally $33.40 for Los Angeles, CA. In addition, the role may be eligible for annual bonus/incentives earned. We offer all the important things you'd want — like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career! Western Alliance Bank, Member FDIC, is a wholly owned subsidiary of Western Alliance Bancorporation. Serving clients nationwide, Western Alliance Bank includes six legacy bank brands — Alliance Association Bank, Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank and Torrey Pines Bank — that remain part of the company's heritage, as well as AmeriHome Mortgage, a Western Alliance Bank Company. Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.