VP Credit Underwriter - Healthcare

Overview:

A large regional bank is seeking to add a VP Credit Underwriter to its National Healthcare group. This is an exciting opportunity to join a team with a strong national presence and a well-established credit platform. The role focuses on underwriting, portfolio management, and credit risk oversight across a diverse healthcare lending portfolio, partnering with relationship managers and senior credit leadership to support continued growth within the healthcare vertical.

Responsibilities:

• Underwrite new and existing healthcare credit facilities of $25MM+.
• Manage and monitor portfolio performance to ensure strong credit quality and adherence to risk standards.
• Actively participate in the management, servicing, and growth of a middle-market healthcare lending portfolio to meet department profitability and performance metrics.

Qualifications:

• 5+ years of experience underwriting new and existing commercial credit transactions, along with portfolio management experience.
• Prior experience with senior living and skilled nursing transactions preferred.
• Strong knowledge of commercial loan documentation, credit underwriting, financial ratios, credit structures, cash flow analysis, collateral, and guarantor analysis.
• Experience structuring and pricing loan transactions to achieve profitability and risk-adjusted return targets.