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Investment Real Estate Underwriting Portfolio Manager Team Leader

First National Bank

Primary Office Location:300 E. Lombard Street. Baltimore, Maryland. 21202.Join our team. Make a difference - for us and for your future.Position Title: Investment Real Estate Underwriting Portfolio Manager Team LeaderBusiness Unit: CreditReports to: Manager of Investment Real Estate Underwriting Portfolio ManagementPosition Overview:Responsible for managing team of Underwriting Portfolio Managers supporting Commercial Investment Real Estate, including portfolio management, credit underwriting, and development and oversight of the team. Communicate and execute credit underwriting risk strategies while ensuring compliance with regulatory guidelines. Responsible for the quality of underwriting and ongoing portfolio management performance metrics for portfolio under purview. Team leader will manage a small, assigned portfolio.Primary Responsibilities:Recruit, hire, train, and oversee team of Underwriting Portfolio Managers responsible for underwriting, portfolio monitoring, and analyzing assigned portfolios. Ensures direct reports are identifying credit risks timely, while meeting high standard of accuracy and quality.Communicate commercial credit underwriting and portfolio management policies, procedures, and frameworks to ensure accurate and quality underwriting and portfolio management practices are aligned with the bank's risk appetite and heightened regulatory standards.Provide guidance to direct reports to ensure risk ratings are timely and accurate and Regional Credit Officers and Credit Risk leaders have appropriate details to make timely and informative decisions on credit requests for existing and new customers.Responsible for managing a small portfolio of accounts, including underwriting, portfolio monitoring, and analyzing assigned portfolios.Monitors and ensures that direct reports are managing assigned portfolios within acceptable tolerances as well as published KPIs/KRIs.Ensure sustained satisfactory reviews by regulators, internal auditors, external auditors, and loan review for depth of underwriting, identification of Policy Exceptions, and appropriate underwriting stress analysis of credits underwritten under their purview.Works with manager on group-wide initiatives for process, roles and responsibilities enhancements, and/or output improvements.Performs other related duties and projects as assigned.All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation’s risk management program. F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:BA or BSMinimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:7Skills Required to Perform the Primary Responsibilities of this Position:Excellent management skillsExcellent communication skills, both written and verbalExcellent organizational, analytical and interpersonal skillsExcellent customer service skillsAbility to use a personal computer and job-related softwareMS Word - Basic LevelMS Excel - Intermediate LevelMS PowerPoint - Basic LevelExceptional knowledge of a wide range of IRE lending (construction), underwriting practices, and banking practicesKnowledge of commercial banking policies, procedures and government regulationsLicensures/Certifications Required to Perform the Primary Responsibilities of this Position:N/APhysical Requirements or Work Conditions Beyond Traditional Office Work:Travel may be required on occasionCompensation Grade:EXT13Pay Range:$113,932.00 - $189,878.00FNB’s total rewards package may include other components such as: overtime, incentive, equity and benefits. Salary range is a guideline and is determined by a number of factors including education, experience, skills, internal equity and market conditions. We review pay regularly to ensure competitive and equitable pay. FNB offers a comprehensive benefits package including but not limited to, medical, dental, vision, life insurance, flexible spending accounts, health savings account, 401(k), paid time off, including sick time, vacation time, and paid holidays, and other voluntary benefits.Equal Employment Opportunity (EEO):It is the policy of FNB not to discriminate against any employee or applicant for employment because of his or her race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, or status as a protected veteran. FNB provides all applicants and employees a discrimination and harassment free workplace.SummaryLocation: Baltimore, MDType: Full time

Vacancy posted 2 days ago
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