Homeowners Insurance Underwriter

Job Description

Job Description

We are seeking an experienced Homeowners Insurance Underwriter to evaluate and manage new and renewal business in accordance with company guidelines while exercising sound underwriting judgment.

Key Responsibilities

• Evaluate and underwrite new homeowners insurance applications to ensure compliance with underwriting standards.
• Review renewal policies to assess continued eligibility, changes in exposure, and overall account profitability.
• Partner with internal agents to provide underwriting guidance, feedback, and education on company standards.
• Apply independent judgment to balance risk selection, retention, and profitability objectives.
• Maintain current knowledge of regulatory and coverage variations across AZ, CA, ID, NV, UT, and TX.
• Document underwriting decisions clearly and accurately within automated systems.

Qualifications

• Minimum 2 years of direct homeowners/property underwriting experience (P&C background preferred).
• Strong analytical and risk assessment skills.
• Effective written and verbal communication skills.
• Knowledge of multi-state regulatory requirements.
• Proficiency with underwriting platforms and office software.
• Detail-oriented with strong organizational skills and professional judgment.

What We Offer

• Competitive base salary with performance-based bonus opportunity.
• Profit sharing and 401(k) plan.
• Comprehensive benefits including medical, dental, life insurance, LTD, paid time off, and holidays.
• Tuition reimbursement and professional development opportunities.
• Stable, team-oriented environment with a legacy of excellence.

The Western Mutual Insurance Group has been providing excellent customer service to homeowners throughout the Southwestern United States for over 80 years. We are rated A (Excellent) ) by A.M. Best Company and have been named among the Top 50 Property Casualty Insurers in the country by Ward’s.
Our constant endeavor in employee relations is to maintain a well-trained, enthusiastic and efficient group of employees who work together to make our business successful, thus enhancing the career goals of every employee.

Company Description

The Western Mutual Insurance Group has been providing excellent customer service to homeowners throughout the Southwestern United States for over 80 years. We are rated A (Excellent) ) by A.M. Best Company and have been named among the Top 50 Property Casualty Insurers in the country by Ward’s. \r\nOur constant endeavor in employee relations is to maintain a well-trained, enthusiastic and efficient group of employees who work together to make our business successful, thus enhancing the career goals of every employee.\r\n\r\nPlease see our Privacy Notice For Job Applicants here:\r\n