CB Credit Specialist - Decatur, AL

Job Opportunity At SouthState

The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions.

We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here!

Basic Purpose

This position is responsible for, but not limited to, setting up new customer applications, verifying references, pulling credit reports. Position is also responsible for general administrative tasks of department.

Essential Functions

This position is expected to perform the specific duties, tasks, and responsibilities as outlined below:

• Set up new applications on the system within established guidelines
• Contact vendors for credit references via telephone, fax, and email
• Research companies by utilizing the internet
• Access credit reports for businesses and individuals
• Create and update new client reports
• Enter data into Cadence and CBCentral
• Perform general office duties such as answering telephone and interacting with clients
• Goal is to complete an average of 20 applications per day
• Develop skills through cross-training with analysts in authorizations and approval of updates and new accounts as time allows
• Special projects as assigned by manager
• Ensure that the Bank's policies and procedures, code of conduct, and regulatory guidelines are strictly complied with
• Provide assistance to other employees by liaising with them through healthy and positive interactions
• Be involved in performing marketing endeavors/efforts
• Continuously update skills by participating in professional training
• Seek opportunities to improve skills through cross-training offered by the Bank
• All other tasks, responsibilities or duties, as directed by management

Other Skills/Qualifications

• Must have strong communication skills characterized by excellent writing and speaking skills
• Proficient with general office machines and programs to include Microsoft Office Word, Excel, Outlook, and other software that might be utilized in the department
• Ability to use the computer efficiently and the capacity to learn new software programs as they are rolled out by the Bank
• Must have good knowledge of business English, including spelling and punctuation
• Must possess basic English language skills in order to write and speak clearly, and effectively with coworkers and customers
• Must be well-organized, accurate, and attentive to detail
• Must be cooperative and willing to assist coworkers and customers on a regular basis
• Must have effective listening skills demonstrated by the ability to listen to others talk (without interruption), understand them, and then propose solutions or make contributions based on the points made by others
• Must possess excellent multi-tasking skills and be able to function well under pressure
• Must be able to remain composed under pressure and respond to customer and coworker concerns regularly
• Must have a keen eye for detail and follow instructions to the letter
• Must be patient and willing to help others in solving problems while maintaining a positive attitude at all times

Essential Physical Demands

• Must be able to remain seated or work standing in a confined area on a computer for a minimum of four (4) hours each work day
• Must be able to constantly use hands and fingers to enter data through or on a computer or answer a phone throughout most of an eight (8) hour shift
• Must be able to walk frequently throughout the day
• Must be able to hear and communicate with coworkers and customers throughout the day
• May need to lift up to 25 pounds one to two times a day to perform job

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Position may require regular before/after normal business hours, or regular out-of-town travel.

Work Environment

• Must be able to function in a professional, business office environment and act and dress appropriately for same, consistent with the Bank's grooming and dress codes
• Must demonstrate excellent interpersonal skills with customers and coworkers
• Must be willing to function as a team member
• Must be willing to demonstrate commitment to SouthState's mission and goals

Minimum Qualifications

• High school graduate or equivalent
• Excellent verbal and written communication skills are required as well as excellent customer relations skills
• Must be proficient in Excel, Word, and Outlook and general office duties; experience using Cadence operating system is preferred
• Must effectively manage workflow and assignments - appropriately prioritizing work; Attention to detail and accuracy is required

Work Location: 239 Johnston St SE Decatur, Alabama 35601

Equal Opportunity Employer, including disabled/veterans.