Deposit Operations Specialist

Deposit Operations SpecialistJoin Blue Sky Bank as a Deposit Operations Specialist in Cushing, Oklahoma! As a Deposit Operations Specialist, you will perform a wide variety of operational and regulatory functions that support the day-to-day operations of the Bank. This role is responsible for processing critical deposit operations activities, monitoring exceptions, handling ACH and wire transactions, supporting fraud prevention efforts, and ensuring compliance with bank policies, procedures, and regulatory requirements. Success in this role requires strong attention to detail, analytical skills, teamwork, and a commitment to operational excellence.Why Blue Sky Bank?Benefits – Enjoy a comprehensive benefits package that includes a starting accrual of three weeks of paid time off, a 401(k) plan with employer matching, and medical, dental, and vision insurance. Additional benefits include a Health Savings Account (HSA), Flexible Spending Account (FSA), Dependent Care FSA, voluntary accident and critical illness coverage, and 100% employer-paid short-term disability, long-term disability, and group life/AD&D insurance, as well as optional voluntary life/AD&D coverage.Operational Excellence – Play a critical role in supporting the Bank's daily operations and financial integrity.Professional Growth – Develop specialized knowledge in deposit operations, payments processing, fraud prevention, and regulatory compliance.Impactful Work – Help safeguard customer relationships, support operational efficiency, and protect the Bank from financial and reputational risk.What You'll DoPerform daily review, balancing, and reconciliation of Deposit Operations reportsProcess daily reports, settlements, and operational tasks as assigned by the Deposit Operations ManagerMonitor and address non-post items, stop payments, positive pay exceptions, and NSF transactionsHandle overdrawn account reporting and accounts over 60 days past due in coordination with the Chief Operations OfficerProcess foreign collection items and international transactionsManage ACH transactions, wire transfers, returns, corrections, chargebacks, and related electronic funds transfersVerify all wire transfers comply with Bank policies, procedures, and regulatory requirementsProcess and verify daily account maintenance activities in accordance with Bank standardsApprove non-over-the-counter deposits, including ATM depositsBalance and maintain Virtual Vault accounts related to cannabis banking operationsReview and process positive pay exceptions from X9 files and ACH alertsMonitor for discrepancies and report concerns promptly, assisting with research and resolution effortsAssist with fraud prevention activities by identifying potential scams, fraud, phishing attempts, and other suspicious activitySupport the Deposit Operations Fraud and Regulation E Specialist with online banking support, e-statements, bill pay services, new form submissions, mobile deposit review, and ATM-related maintenance and researchCollaborate closely with the Treasury Management team to support customer and operational needsRemain current on all banking regulations, compliance requirements, and required trainingProvide backup support for other Deposit Operations Specialists and assist across departmental functions as neededTravel between branch locations when necessaryPerform additional responsibilities and special projects as assigned by managementRequirementsQualificationsEducation: High School Diploma or GED required.Experience: 1-3 years of related banking experience required.Preferred Certifications: Accredited ACH Professional (AAP) certification preferred. If not currently certified, must be willing to begin certification within one year and successfully obtain the designation.Valid driver's license, proof of insurance, qualifying motor vehicle record report, and reliable transportationKnowledge and understanding of banking operations, industry practices, and banking principlesStrong understanding of deposit operations processes, electronic payments, and transaction processingAbility to accurately calculate figures, balances, and financial transactions common within the banking industryStrong computer skills and proficiency with Microsoft Office applicationsExcellent customer service skillsHigh level of professionalism and integrityAbility to maintain confidentialityFlexible, adaptable, and willing to continuously learnStrong analytical and problem-solving abilitiesExcellent written and verbal communication skillsAbility to work both independently and collaboratively as part of a teamExceptional organizational skills, with the ability to prioritize and execute multiple tasks and projects simultaneouslyStrong work ethic and attention to detailCommitment to following all Bank policies, procedures, security protocols, and regulatory requirements