Remote Client Benefits Specialist

Remote Client Benefits Specialist Company: AO Globe Life Location: 100% Remote Position: Entry-Level Customer Service, Benefits & Insurance Sales Schedule: Full-Time Opportunity | Flexible Scheduling Experience: No Previous Insurance Experience Required Compensation: 1099 Independent Contractor | Commission-Based | Weekly Pay Training: Virtual Onboarding | Licensing Guidance | Mentorship Provided Build a Remote Career That Makes a Difference Looking for a work-from-home career where your communication skills, dedication, and desire to help others can lead to meaningful professional growth? AO Globe Life is seeking motivated individuals to join our virtual team as Remote Client Benefits Specialists . In this client-facing position, you’ll help working families understand available life, accident, and supplemental health insurance benefits through Zoom and phone consultations. You’ll build relationships, identify client needs, explain coverage options, assist with applications and enrollment once appropriately licensed, and provide ongoing customer service. No previous insurance experience is required. We provide structured training, licensing guidance, mentorship, and continued professional development. This position combines customer service, benefits education, relationship management, and consultative insurance sales . Opportunity Highlights 100% Remote — Work From Home Entry Level — No Insurance Experience Required Qualified Client Opportunities Provided No Traditional Cold Calling No Lead Purchasing Required Weekly Commission-Based Compensation Performance Bonuses Renewal & Residual Income Opportunities Flexible Scheduling Virtual Training & One-on-One Mentorship Career & Leadership Advancement Opportunities What You’ll Do As a Remote Client Benefits Specialist, you’ll help prospective and existing clients make informed decisions about their available insurance benefits. Primary responsibilities include: Conduct virtual client appointments through Zoom and phone. Connect with individuals and families interested in benefit information. Ask questions to understand financial-protection needs and priorities. Explain available life, accident, and supplemental health insurance options. Answer questions regarding policy features, coverage, and enrollment. Provide needs-based recommendations once appropriately licensed. Assist eligible clients with digital applications and enrollment. Maintain accurate client documentation and electronic records. Follow up with prospective and existing clients. Conduct applicable policy and benefits reviews. Assist with beneficiary information and policy service requests. Provide professional customer service before and after enrollment. Participate in virtual training, coaching, and professional development. Follow applicable company procedures and state insurance regulations. This is an insurance sales and client-service position, not an hourly administrative or inbound-only customer-service role. What a Typical Remote Workday Looks Like Your daily schedule may include several types of client and professional-development activities. Client Outreach: Contact interested individuals, respond to benefit inquiries, confirm appointments, and follow up with clients. Virtual Consultations: Meet with clients through Zoom or phone to discuss available benefits and financial-protection needs. Benefits Education: Explain insurance coverage in a clear, understandable manner. Enrollment Assistance: Once appropriately licensed, help eligible clients complete applications and required documentation. Ongoing Client Service: Answer policy questions, assist with applicable reviews, and maintain professional client relationships. Training & Development: Participate in product education, coaching, mentorship, and virtual team meetings. Independent Organization: Manage appointments, follow-up, client documentation, and daily business activity from your home office. Qualified Client Opportunities — No Traditional Cold Calling Representatives have access to company-provided client opportunities, including individuals and families who have requested or expressed interest in learning more about available benefits. You are not required to purchase leads. The position may involve outbound calls, appointment scheduling, and follow-up with interested clients. Our client approach emphasizes: Listen → Understand → Educate → Recommend → Enroll → Support The goal is to help clients make informed decisions while developing long-term professional relationships. Weekly Commission-Based Compensation Important: Please review the compensation structure before applying. This opportunity is structured as a 1099 independent contractor position with commission-based compensation . It does not provide a guaranteed hourly wage or salary. Compensation opportunities may include: Weekly commission payments Performance-based bonuses Renewal commissions Residual income opportunities Leadership compensation for qualifying representatives Additional performance incentives Individual earnings depend on factors such as client appointments, completed enrollments, production, consistency, and performance. Income is not guaranteed, and individual earnings vary. Applicants should be comfortable working in a performance-based compensation environment. 100% Remote — Work From Home This position allows eligible U.S.-based representatives to work from a professional home-office environment. Client appointments, enrollment, training, coaching, and team communication are completed virtually. You’ll use technology such as: Zoom Phone and email Digital enrollment systems Client-management tools Online training platforms Virtual communication systems Required Equipment Applicants must have: Reliable computer or laptop High-speed internet Webcam and microphone Dependable phone capability Quiet, professional workspace Basic computer proficiency Computer equipment and home internet service are not provided by the company. Flexible Scheduling With Accountability Representatives have flexibility in organizing their schedules while maintaining the consistency required for: Client consultations Appointment scheduling Follow-up Training Team communication Professional development Production activity Successful representatives are organized, dependable, self-motivated, and comfortable managing their own responsibilities. No Insurance Experience? We’ll Help You Learn. Required Insurance Experience: 0 Years Previous insurance experience is not required. Training and professional development may include: Structured virtual onboarding Insurance licensing guidance Life and supplemental insurance product education Customer-service development Active listening and client communication Consultative sales training Client needs assessment Relationship-building techniques Virtual presentation skills Enrollment procedures Digital documentation One-on-one mentorship Ongoing coaching Leadership development We value professionalism, communication skills, work ethic, and willingness to learn. State Insurance Licensing Requirement You do not need an existing insurance license when applying. However, representatives must obtain the appropriate state Life & Health Insurance License before performing activities requiring licensure . Licensing guidance is provided. Applicants are responsible for applicable licensing expenses, which may include study materials, examinations, background checks, fingerprinting, and state fees. Candidates should be willing and financially prepared to complete the required licensing process. Professional Support & Qualifying Programs Eligible representatives may have access to: Medical insurance reimbursement opportunities Company-supported life insurance Accidental Death Benefit coverage Renewal and residual income opportunities Professional coaching and mentorship Leadership-development programs OPEIU Local 277 representation where applicable Virtual business resources Eligibility, qualification periods, production requirements, and other conditions may apply. Career Growth & Leadership Opportunities AO Globe Life emphasizes professional development and performance-based advancement. Representatives who demonstrate strong results, initiative, professionalism, and leadership potential may pursue additional responsibilities. A potential career path includes: Client Benefits Specialist → Benefits Advisor → Trainer/Mentor → Team Leader → Management → Advanced Leadership Future responsibilities may include training, coaching, recruiting, team development, and leadership. Advancement is performance-based and is not guaranteed. Who We’re Looking For We’re seeking individuals who demonstrate: Strong verbal communication and active-listening skills Professionalism and customer-service awareness Dependability and integrity Self-motivation and accountability Organization and time-management skills Comfort communicating through Zoom and phone Willingness to learn new technology Ability to work independently Goal-oriented mindset Coachability and openness to feedback Interest in professional development Preferred Experience — Not Required Experience in these areas may be helpful: #J-18808-Ljbffr AIL